23 GYPSUM PLACE, ST AUGUSTINE, FL, 32086
Active170 days on marketListed Feb 4, 2026MLS #OM717831
About this home
23 GYPSUM PLACE
Virtually Staged. Impeccably clean, bright, and beautifully open, this newer POOL home delivers the kind of Florida living that feels both SPACIOUS and luxurious. Set on a fully PRIVACY-FENCED CORNER LOT, it offers privacy, generous outdoor living, and a true sense of openness both indoors and out. Inside, large rooms and HIGH CEILINGS create an airy, expansive feel throughout the home. The open layout is anchored by a kitchen featuring quartz countertops and a large QUARTZ island that flows into the into the main living area and dining area. Triple cascading sliding doors seamlessly extend the living space outdoors to a SCREENED PATIO with TV hook-up, a pavered POOL area, and a stone FIRE PIT for year-round enjoyment - while the privacy fence and corner lot maintain a sense of seclusion. The THREE-CAR GARAGE adds even more room for vehicles, storage, or hobbies. The SPLIT FLOOR PLAN includes four spacious bedrooms and three bathrooms, with a primary suite offering double vanities, a tray ceiling, and multiple closets including a WALK-IN CLOSET. Easy access to beaches, I-95, and historic downtown, yet removed from congestion, this home delivers the space, comfort, and outdoor living that define elevated Florida living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,361
Sqft
0.22 ac
Lot size
3
Garage
2022
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,037 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,037/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$233 vs $244
Days on market
170 vs 39 typical
Where $233/sqft sits among the 180 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32086 — neighborhood snapshot
Population
34,347
Median age
50.2
Median income
$74,508
Median home value
$342,000
Avg household
2.41
Households w/ children
3,407
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
74 of 180
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 23 GYPSUM PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$575,000
156 OCEAN JASPER DRIVE · same community
4 bd · 3 ba · 2,361 sqft · $244/sqft · 83 DOM
Sold · Dec ’25$582,500
85 PYRITE PLACE · same community
4 bd · 3.5 ba · 2,505 sqft · $233/sqft · 38 DOM
Sold · May ’26$420,000
154 SUNSTONE COURT · same community
3 bd · 2 ba · 2,004 sqft · $210/sqft · 491 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 23 GYPSUM PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 GYPSUM PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
23 GYPSUM PLACE FAQs
What would the monthly payment be for 23 GYPSUM PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,037/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23 GYPSUM PLACE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23 GYPSUM PLACE?+
The most recent tax bill on record (2025) was $4,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23 GYPSUM PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $549,999, this home is listed about 25% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 23 GYPSUM PLACE?+
Osceola Elementary School (elementary), R J Murray Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high), Pedro Menendez High School (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$549,999 runs 94% above the ST AUGUSTINE 32086 median — but at 2,361 sqft it's also 49% larger than the typical St Augustine listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
170 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Osceola Elementary School, R J Murray Middle School, Mky- Head Start /Dpp Pk School, First Coast Technical College, Pedro Menendez High School — Osceola Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $590,000, now $549,999 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Holly Alfery Beard. MLS #OM717831.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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