Dan Schriver
Pending
$519,900$538,0003 bd2 ba2,720 sqft$191 /sqft$3,937 /mo all-in ↓

4060 S KENVERA LOOP, INVERNESS, FL, 34450

Pending93 days on marketListed Apr 21, 2026MLS #OM722826

Reduced $18KPrivate poolSingle Family ResidenceGROVEWOOD UNREC SUB

About this home

4060 S KENVERA LOOP

Assumable mortgage is available for qualified buyers at a low interest rate. A rare opportunity to assume an existing low-interest mortgage, subject to lender approval. On a secluded one-acre homesite near Fort Cooper State Park, this residence offers more than 2,700 square feet of thoughtfully designed living space surrounded by mature oak trees, wooded views and frequent wildlife sightings. The property is approximately five miles from downtown Inverness, offering shopping, dining, local arts venues and community events. Outdoor recreation is close at hand with access to the Tsala Apopka Chain of Lakes, known for boating, fishing, kayaking and waterfront parks. Crystal River is also a short drive away, providing access to boating, fishing, scalloping and the area's renowned natural springs. Recent improvements include a professionally painted exterior in 2022 using Sherwin-Williams Emerald Rain Refresh paint, a heating and air conditioning system installed in May 2023 and a new water filtration system. With no homeowner's association, the property offers added flexibility. The open-concept floor plan features three bedrooms, a dedicated office and two baths with high ceilings, abundant natural light and breathtaking view of nature. The kitchen is well-appointed with beautiful countertops, a tile backsplash, high-end appliances, white wood cabinetry and a large center island with generous storage. The primary suite features hardwood flooring, dual closets, dual vanities, a soaking tub and a separate walk-in shower. Two additional bedrooms share a Jack-and-Jill bath and are positioned on opposite side of the home, providing privacy and separation. A wall of multi-sliding glass doors opens from the living room to the expansive screened lanai, creating a seamless connection between indoor and outdoor living areas. The lanai has recently been rescreened with fine-mesh screening and Florida glass for year-round enjoyment. A 6-foot vinyl privacy fence borders one side of the property, while horse-style fencing along the wooded perimeter helps contain pets without obstructing surrounding views. The spacious concrete patio with motion-activated floodlights provides additional outdoor living space for entertaining or relaxing. A newer paver patio, with an extra pallet of matching pavers included, offers an ideal location for a future in-ground pool. Additional exterior features include a waterfall focal point, underground gutter extensions, decorative boulders and established landscaping. An insulated, air-conditioned 14-by-24-foot detached building, finished to complement the home's exterior, provides flexible space for a workshop, studio, hobby room or additional storage. Conveniently with easy access to Orlando, Tampa, the Suncoast Parkway extension and Tampa International Airport, this property combines privacy, functionality and convenient access to many of Central Florida's popular destinations. Assumable mortgage is available to qualified buyers, subject to lender approval. Approximate unpaid loan balance is $247,000. Buyer is responsible for any required cash payment or secondary financing to satisfy the difference between the loan balance and purchase price.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,720

Sqft

1.01 ac

Lot size

2

Garage

2007

Year built

One

Levels

$191

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl · Hardwood
AppliancesDishwasher · Exhaust Fan · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorGarden · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,833/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,937 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$486
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,197
Interest rate6.00%
Loan term

Estimated payment

$3,937/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$486
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Inverness

Map of 4060 S KENVERA LOOP

Get to know Inverness. See the full Inverness guide →

INVERNESS 34450 — neighborhood snapshot

Population

10,408

Median age

59.5

Median income

$48,955

Median home value

$210,200

Avg household

2.04

Households w/ children

604

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 185% above the INVERNESS 34450 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $519,900 $18K
Apr 21, 2026Listed at $538,000 · 93 days on market since
2007Built · GROVEWOOD UNREC SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4060 S KENVERA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4060 S KENVERA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

4060 S KENVERA LOOP FAQs

What would the monthly payment be for 4060 S KENVERA LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4060 S KENVERA LOOP?+

The most recent tax bill on record (2025) was $5,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4060 S KENVERA LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $519,900, this home is listed about 101% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 4060 S KENVERA LOOP?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$519,900 runs 185% above the INVERNESS 34450 median — but at 2,720 sqft it's also nearly twice the size of the typical Inverness listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

93 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $538,000, now $519,900 — a $18K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM722826.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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