Dan Schriver
$149,9002 bd2 ba1,108 sqft$135 /sqft$1,624 /mo all-in ↓

646 MIDWAY DRIVE UNIT A, OCALA, FL, 34472

Active78 days on marketListed May 6, 2026MLS #OM724147

Priced 29% below the OCALA 34472 medianFully furnishedCondominiumTWIN LAKES VILLAGE EAST CONDO

About this home

646 MIDWAY DRIVE UNIT A

If your idea of Florida living includes morning coffee with peaceful views, afternoon golf, and evenings surrounded by nature—this one checks every box. Welcome to Twin Lakes Village East in Silver Springs Shores, where this beautifully updated first-floor condominium offers the kind of easy, lifestyle-driven living that’s hard to find. Perfectly positioned, you’ll enjoy sweeping views of the Silver Springs Shores Golf & Country Club, the serene Florida Greenway Preserve, and Lake Jade—a rare combination of golf, water, and protected natural landscape right from your backyard. Step inside and you’ll immediately notice the care and quality throughout. This home is being offered completely turnkey, making it ideal for seasonal or full-time living—just bring your clothes and settle in. With 1,108 square feet under air, plus a tiled, enclosed lanai (147 sq ft) and an additional paver patio (144 sq ft), there’s no shortage of space to relax, entertain, or simply enjoy the view. The interior has been thoughtfully updated from top to bottom, featuring luxury vinyl plank flooring throughout for a clean, modern feel and easy maintenance. The kitchen has been fully renovated with new wood cabinetry and stainless steel appliances, including a front-loading washer and dryer, offering both style and convenience. Both bathrooms have been refreshed, with the guest bath showcasing a beautifully tiled walk-in shower with glass doors, new vanity, and fixtures. The primary suite is designed with comfort in mind, offering a walk-in closet plus two additional closets, along with an updated en-suite bath. Major components have already been taken care of, including a newer AC system (approx. 4.5 years old) and hot water heater, giving you peace of mind. Outside, enjoy a maintenance-free lifestyle with an HOA that covers building maintenance (currently being freshly painted), grounds care, community pool access, and garbage pickup—freeing up your time to enjoy everything this active, nature-rich community has to offer. Whether you’re looking for a seasonal escape or a full-time residence, this is the kind of property that makes you feel like you’re on vacation every day. Opportunities like this—first-floor, fully updated, turnkey, with views—don’t come around often. Schedule your showing and see it for yourself.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,108

Sqft

0.01 ac

Lot size

1972

Year built

One

Levels

$135

Per sqft

Golf Course & Water viewFurnished55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
ViewGolf Course · Water
FacesSouthwest
ParkingAssigned · Ground Level · Guest
ExteriorIrrigation System · Rain Barrel/Cistern(s) · Sliding Doors · Storage

Community & fees

HOA fee$330/mo
Taxes (2025)$2,218/yr
PetsBreed Restrictions, Number Limit
CommunityBuyer Approval Required · Community Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,624 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$185
Condo fee — from the listing$330
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,624/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$185
HOA / condo fee$330
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$94KedgeAI estimate $108,697 · range $98K$126K$156K

vs edgeAI estimate

+37.9%

$/sqft vs Ocala actives

$135 vs $181

Days on market

78 vs 43 typical

Where $135/sqft sits among the 400 Ocala actives

119 · this home
164
70
15
3
29
$119–163$163–207$207–251$251–295$295–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 646 MIDWAY DRIVE UNIT A

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

155 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

May 6, 2026Listed at $149,900 · 78 days on market since
1972Built · TWIN LAKES VILLAGE EAST CONDO

Reality check

What actually sold near 646 MIDWAY DRIVE UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

636 MIDWAY DRIVE UNIT ASold · Apr ’26

$140,000

636 MIDWAY DRIVE UNIT A · same community

2 bd · 1.5 ba · 1,147 sqft · $122/sqft · 182 DOM

29 LAKE COURT LOOPSold · Dec ’25

$170,000

29 LAKE COURT LOOP

2 bd · 1 ba · 1,110 sqft · $153/sqft · 109 DOM

43 LAKE COURT LOOPSold · Oct ’25

$187,000

43 LAKE COURT LOOP

2 bd · 2 ba · 1,132 sqft · $165/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 646 MIDWAY DRIVE UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 646 MIDWAY DRIVE UNIT A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

646 MIDWAY DRIVE UNIT A FAQs

What would the monthly payment be for 646 MIDWAY DRIVE UNIT A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,624/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 646 MIDWAY DRIVE UNIT A?+

The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 646 MIDWAY DRIVE UNIT A?+

The most recent tax bill on record (2025) was $2,218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 646 MIDWAY DRIVE UNIT A?+

The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $149,900, this home is listed about 50% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 646 MIDWAY DRIVE UNIT A?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SUNBURST PROPERTIES · Scott Hutchinson. MLS #OM724147.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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