10854 SW 78TH COURT, OCALA, FL, 34476
Active42 days on marketListed Jun 27, 2026MLS #OM726241
About this home
10854 SW 78TH COURT
Welcome to this beautifully maintained 3-bedroom, 2-bath, 2-car garage home featuring a desirable split-bedroom floor plan in a welcoming 55+ gated community with a low monthly fee. Designed for comfortable, easy living, this home offers an updated kitchen with tile flooring, stainless steel appliances, granite countertops and stylish pendant lighting over the peninsula, creating a seamless connection to the dining area. Sliding glass doors transition from the interior to the screened-in lanai that opens out to a fully fenced back yard, providing the perfect space to relax or entertain. The spacious primary suite features a walk-in closet and an updated ensuite bath. On the opposite side of the home, two additional bedrooms and a full bath provide privacy and flexiblility for guests, hobbies or a home office. Roof (2025), A/C (2010). Indoor laundry room with washer and dryer included. The affordable monthly management fee covers trash service, 24-hour manned gate, and and access to community ammenities. Golf carts allowed. Optional RV/boat storage may be available for a reasonable fee. Ideally located just minutes from I-75, the World Equestrian Center, shopping, dining, and medical facilities, this home also offers easy access to Gainesville and Orlando.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,404
Sqft
0.23 ac
Lot size
2
Garage
1989
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,837 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,837/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.7%
$/sqft vs Ocala actives
$150 vs $187
Days on market
42 vs 52 typical
Where $150/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
161 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10854 SW 78TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$210,000
7666 SW 112TH LANE · same community
3 bd · 2 ba · 1,404 sqft · $150/sqft · 35 DOM
Sold · Nov ’25$185,000
11248 SW 78TH COURT · same community
3 bd · 2 ba · 1,226 sqft · $151/sqft · 14 DOM
Sold · Mar ’26$194,995
11153 SW 79TH AVENUE · same community
3 bd · 2 ba · 1,646 sqft · $118/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10854 SW 78TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10854 SW 78TH COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
10854 SW 78TH COURT FAQs
What would the monthly payment be for 10854 SW 78TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,837/mo — principal and interest, the actual property-tax bill, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10854 SW 78TH COURT?+
The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10854 SW 78TH COURT?+
The most recent tax bill on record (2025) was $2,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10854 SW 78TH COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $210,000, this home is listed about 30% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10854 SW 78TH COURT?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CB/ELLISON RLTY WEST · Cynthia Desmarais. MLS #OM726241.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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