10001 SW 106TH CIRCLE, OCALA, FL, 34481
Active46 days on marketListed Jun 19, 2026MLS #OM727065
About this home
10001 SW 106TH CIRCLE
Unfurnished lease-to-own home available in the Longleaf Ridge neighborhood of On Top of the World, Ocala’s premier 55+ active adult community! Welcome to the elegant Magnolia model, offering over 2,400 sq. ft. of thoughtfully designed living space with 2 bedrooms, a versatile flex room, 3 full bathrooms, a 2-car garage, and a separate golf cart garage. This beautifully appointed home features an open-concept floor plan enhanced by tray ceilings, designer finishes, and abundant natural light throughout. The spacious living area showcases a dramatic tray ceiling and a 4-panel sliding glass door that opens to a screened lanai, creating the perfect setting for entertaining or enjoying Florida’s year-round sunshine. The gourmet kitchen serves as the heart of the home with premium white cabinetry accented by crown molding, under-cabinet lighting, stainless-steel appliances, a stylish tile backsplash, a large L-shaped island, and a walk-in pantry. The adjoining dining area is bright and inviting, highlighted by four floor-to-ceiling windows overlooking the backyard. The luxurious primary suite features a tray ceiling, a large picture window, a spacious walk-in closet, and a spa-inspired ensuite bath with dual quartz vanities and a zero-entry tiled walk-in shower with a built-in bench. A private guest suite offers its own ensuite bathroom with an extended vanity and tiled tub/shower combination, while a third full bathroom provides added convenience for guests. Blinds are installed throughout, making this home move-in ready. Residents enjoy resort-style amenities including golf, fitness centers, recreation facilities, clubs, and activities within this gated, golf cart-friendly community. Pet friendly. Lease is $2,900 per month plus utilities with a minimum 3-year lease and option to purchase during the lease term. Property ID: 60LLR8.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
2,493
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ON TOP OF THE WORLD
$1 vs $149
Days on market
46 vs 48 typical
Where $1/sqft sits among the 243 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
110 of 243
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10001 SW 106TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10001 SW 106TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10001 SW 106TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
10001 SW 106TH CIRCLE FAQs
What would the monthly payment be for 10001 SW 106TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10001 SW 106TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $2,900, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10001 SW 106TH CIRCLE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Caterina Mignosa. MLS #OM727065.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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