1328 W DIAMOND SHORE LOOP, HERNANDO, FL, 34442
Active10 days on marketListed Jul 10, 2026MLS #OM728252
About this home
1328 W DIAMOND SHORE LOOP
Virtually Staged. YOU DO NOT WANT TO MISS THIS INCREDIBLE SAVINGS on this Beautiful Water View Home! Imagine Waking up every day to the serene sound of a fountain on Sam Tamposi’s Lake, with panoramic views of the #2 Hole at the prestigious Skyview Golf Course, YOU CAN. This home is one of fewer than 38 homes that enjoy this exceptional waterfront setting—making it truly rare and highly desirable. Step inside this bright and beautifully maintained Windward-style home, ideally positioned with SOUTHERN EXPOSURE to maximize natural light and highlight the stunning water views framed by seasonal wildflowers. All located in the amenity rich Resort Style Gated Community of Terra Vista in Citrus Hills. Boasting 3 spacious Bedrooms, one additional Bedroom/Office with French Doors, 2.5 bathrooms, and a rare, oversized pantry/utility room, this home delivers both comfort and convenience. The tile flooring glistens under the sun, while the fresh paint, 2022 HVAC system, and a recently inspected/repaired roof ensure peace of mind from the moment you move in. A private glass-paneled Office/Bedroom with French doors provides the perfect space to work or unwind, just across from a versatile formal dining area—also ideal as a game room or second lounge. The 23' master retreat is a true haven with room to spare, offering privacy and tranquility thanks to the well-designed split floor plan. The heart of the home—a chef-inspired kitchen with solid surface countertops and stainless-steel appliances—flows effortlessly into the open living area, featuring an alcove perfect for your entertainment setup. Everywhere you turn, you're drawn to the incredible water and golf course views. Step outside to the expansive 24' x 14'9" screened lanai, ideal for morning coffee, evening cocktails, or future plans for a custom pool. There's even plenty of room in the oversized garage (22’11” x 19’8”) for both your vehicles and a golf cart! Some photos are virtually staged. Life in Citrus Hills is wonderful making friends and dancing at the Tiki Bar, enjoying the three restaurants, playing pickleball, golf and tennis. Need a workout, the Fitness Center and Spa is truly a delight. Or maybe a lounging at the pool, or cycling in the community, walking your dog at the dog park. It here! Want to join clubs, there are many - What a wonderful way to make new friends and enjoy life with your Citrus Hills Social Membership!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,442
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,025 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,025/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.2%
$/sqft vs Hernando actives
$215 vs $197
Days on market
10 vs 37 typical
Where $215/sqft sits among the 101 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
50 of 101
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1328 W DIAMOND SHORE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$397,500
2053 N LAKECREST LOOP · same community
3 bd · 2 ba · 1,686 sqft · $236/sqft · 198 DOM
Sold · Aug ’25$390,000
2280 W MIDDLE LANE
3 bd · 2 ba · 2,402 sqft · $162/sqft · 97 DOM
Sold · Mar ’26$675,000
1133 N HUNT CLUB DRIVE
3 bd · 2 ba · 2,492 sqft · $271/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1328 W DIAMOND SHORE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1328 W DIAMOND SHORE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
1328 W DIAMOND SHORE LOOP FAQs
What would the monthly payment be for 1328 W DIAMOND SHORE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,025/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1328 W DIAMOND SHORE LOOP?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1328 W DIAMOND SHORE LOOP?+
The most recent tax bill on record (2025) was $4,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1328 W DIAMOND SHORE LOOP?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $525,000, this home is listed about 41% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1328 W DIAMOND SHORE LOOP?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 88% above the HERNANDO 34442 median — but at 2,442 sqft it's also 34% larger than the typical Hernando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $579,000, now $525,000 — a $54K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Paula Fuhst. MLS #OM728252.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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