6137 BASS HIGHWAY, ST CLOUD, FL, 34771
Active106 days on marketListed Apr 17, 2026MLS #S5147872
About this home
6137 BASS HIGHWAY
**SELLERS ARE OFFERING INCENTIVES!** Welcome to your private waterfront retreat on the Alligator Chain of Lakes—where charm, comfort, and adventure come together effortlessly. Set on a nearly half-acre fenced lot, this beautifully renovated home offers the space and freedom you’ve been looking for, complete with a private pool, boat dock, canal frontage, and no HOA—so bring all your toys and enjoy life without limits. Start your mornings and end your evenings on the inviting front porch swing, where you can take in breathtaking sunrises and sunsets. Out back, your own oasis awaits—perfect for soaking up sunny Florida days or unwinding poolside under the stars, all with peaceful freshwater views. Step inside to discover a bright, open-concept living space filled with natural light. The home flows seamlessly into a stunning kitchen featuring a large island, stainless steel appliances, quartzite countertops, and ample seating—ideal for gathering with family and friends. Just beyond, a spacious dining area and versatile Florida room with endless possibilities, whether you envision a game room, office, second living area, or entertainment space. The primary suite is your personal sanctuary, complete with an ensuite bathroom, walk-in closet, and flexible layout options to create your perfect his-and-hers retreat. Perfectly positioned in the heart of Central Florida, this home is a dream for water enthusiasts and those seeking convenience—just minutes from downtown St. Cloud, Lake Nona, world-famous theme parks, beautiful beaches, and Orlando International Airport. Live on the water, relax by the pool, and enjoy the space to grow on this expansive property. Schedule your private showing today and experience the lifestyle you’ve been waiting for. Call or schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,628
Sqft
0.46 ac
Lot size
2
Garage
1976
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs St Cloud actives
$270 vs $219
Days on market
106 vs 33 typical
Where $270/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
210 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6137 BASS HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$399,990
1956 IORIO STREET
3 bd · 2 ba · 1,643 sqft · $243/sqft · 0 DOM
Sold · Jun ’26$414,369
5886 ALI GRACE WAY
3 bd · 2 ba · 1,643 sqft · $252/sqft · 73 DOM
Sold · Jun ’26$431,230
1907 STEELERS WAY
3 bd · 2 ba · 1,643 sqft · $262/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6137 BASS HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6137 BASS HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
6137 BASS HIGHWAY FAQs
What would the monthly payment be for 6137 BASS HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,200/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6137 BASS HIGHWAY?+
The most recent tax bill on record (2025) was $3,144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6137 BASS HIGHWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $439,000, this home is listed about 3% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6137 BASS HIGHWAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
106 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $449,000, now $439,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TIE TEAM REALTY LLC · Lydia Morrison. MLS #S5147872.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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