4045 OLD MILL ROAD, HAINES CITY, FL, 33844
Active9 days on marketListed Jul 30, 2026MLS #S5153272
About this home
4045 OLD MILL ROAD
Move-in ready and offering exceptional value, this spacious 4-bedroom, 2.5-bath home lets you enjoy the Central Florida lifestyle while paying hundreds less than many comparable rentals in nearby Davenport, Champions Gate, and surrounding communities. The spacious great room design, generous sized bedrooms, and primary suite provide the perfect blend of comfort and privacy. Enjoy resort-style amenities, including a community pool, clubhouse, walking trails, dog park, basketball court, and soccer field. Located near some of Central Florida's major employers, and some of the largest logistics and distribution centers. Quick access to major highways, shopping, dining, and schools with easy access to both Orlando and Tampa. Ideal for families, professionals, military personnel, and anyone relocating to Central Florida. Clean, well-maintained, and available for immediate occupancy—schedule your private showing today! Copy and paste link in URL to apply https://apply.link/9B1rP4U
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,874
Sqft
0.1 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Haines City actives
$1 vs $174
Days on market
9 vs 42 typical
Where $1/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
190 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4045 OLD MILL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$322,990
3882 AMERS LOOP · same community
4 bd · 2.5 ba · 1,874 sqft · $172/sqft · 0 DOM
Sold · May ’26$342,490
3514 RODEN ROAD · same community
4 bd · 2 ba · 1,828 sqft · $187/sqft · 0 DOM
Sold · Nov ’25$310,000
4814 KATRINA DRIVE · same community
4 bd · 2 ba · 1,824 sqft · $170/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4045 OLD MILL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4045 OLD MILL ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
4045 OLD MILL ROAD FAQs
What would the monthly payment be for 4045 OLD MILL ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4045 OLD MILL ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $2,150, this home is listed about 99% below the Haines City median of $311,390. The market section on this page shows how the area is trending.
Which schools are assigned to 4045 OLD MILL ROAD?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Veronica Hicks. MLS #S5153272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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