Dan Schriver
$399,9003 bd2 ba1,797 sqft$223 /sqft$2,896 /mo all-in ↓

2803 MIDDLETON CIRCLE, KISSIMMEE, FL, 34743

Active2 days on marketListed Jul 30, 2026MLS #S5154705

Single Family ResidencePEBBLE POINTE UNIT 1

Come see it

Upcoming open house

Sat, Aug 1

1:00 PM – 5:00 PM

Open House! Don't miss this rare opportunity to tour the only home available in this community! Join us and see why this neighborhood is so desirable. We look forward to welcoming you!

About this home

2803 MIDDLETON CIRCLE

Welcome to your new home in the desirable Pebble Pointe community of Kissimmee! This beautifully maintained 3-bedroom, 2-bathroom home offers a bright and functional layout with tile flooring throughout the main living areas. The remodeled kitchen features updated finishes, creating a modern and inviting space for cooking and entertaining. The spacious primary suite offers the added warmth and comfort of beautiful wood flooring, creating a cozy private retreat. Step outside to your peaceful backyard overlooking a tranquil pond, the perfect setting for relaxing mornings, evening sunsets, or entertaining family and friends. Ideally located just minutes from major highways, shopping, dining, schools, medical facilities, and Central Florida’s world-famous attractions, this home combines comfort with convenience. Residents also enjoy access to a community pool, playground, basketball court, sidewalks, and green spaces. Whether you’re a first-time homebuyer, downsizing, or looking for a move-in-ready home in a fantastic location, this is an exceptional opportunity. Schedule your private showing today and experience everything this beautiful home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,797

Sqft

0.2 ac

Lot size

2

Garage

1991

Year built

Two

Levels

$223

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood
InteriorKitchen/Family Room Combo · L Dining · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$38/mo
Taxes (2025)$2,004/yr
PetsYes
CommunityDeed Restrictions · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,896 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$167
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$2,896/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$167
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$343KedgeAI estimate $372,336 · range $357K$408K$425K

vs edgeAI estimate

+7.4%

$/sqft vs Kissimmee actives

$223 vs $207

Days on market

2 vs 45 typical

Where $223/sqft sits among the 400 Kissimmee actives

91
123
92 · this home
47
19
28
$152–181$181–209$209–238$238–266$266–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pebble Pointe

Map of 2803 MIDDLETON CIRCLE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)18 min
Universal Orlando28 min
Walt Disney World29 min
Downtown Orlando29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Pebble Pointe — neighborhood snapshot

Population

3,292

Median age

33

Median income

$51,315

Median home value

$299,100

Avg household

3

Households w/ children

453

For the school run

Osceola County School District

ElementaryVentura Elementary School★★★★
MiddleParkway Middle School★★★★
HighGateway High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

168 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the KISSIMMEE 34743 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $399,900 · 2 days on market since
1991Built · PEBBLE POINTE UNIT 1

Reality check

What actually sold near 2803 MIDDLETON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2693 MAXWELL COURT WSold · Jun ’26

$340,000

2693 MAXWELL COURT W · same community

3 bd · 2 ba · 1,786 sqft · $190/sqft · 58 DOM

2826 MIDDLETON CIRCLESold · Mar ’26

$384,000

2826 MIDDLETON CIRCLE · same community

3 bd · 2 ba · 1,944 sqft · $198/sqft · 7 DOM

2605 HAWTHORNE LANESold · Apr ’26

$400,000

2605 HAWTHORNE LANE · same community

3 bd · 2 ba · 1,554 sqft · $257/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2803 MIDDLETON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2803 MIDDLETON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

2803 MIDDLETON CIRCLE FAQs

What would the monthly payment be for 2803 MIDDLETON CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,896/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2803 MIDDLETON CIRCLE?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2803 MIDDLETON CIRCLE?+

The most recent tax bill on record (2025) was $2,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2803 MIDDLETON CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $399,900, this home is listed about 5% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2803 MIDDLETON CIRCLE?+

Ventura Elementary School (elementary), Parkway Middle School (middle), Gateway High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Mara Lopez. MLS #S5154705.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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