Dan Schriver
$399,9004 bd2.5 ba1,996 sqft$200 /sqft$3,795 /mo all-in ↓

10416 SAINT TROPEZ PLACE, TAMPA, FL, 33615

Active118 days on marketListed Apr 16, 2026MLS #TB8493768

WaterfrontCondominiumSAN MARINO BAY CONDO 5

About this home

10416 SAINT TROPEZ PLACE

One or more photo(s) has been virtually staged. MOTIVATED SELLER | RARE WATERFRONT CONDO UNDER $400K | BAY & GULF ACCESS | NO FLOODING | 4 BEDROOMS | 2.5- BATH | 2-CAR GARAGE | NEARLY 2,000 SQ FT | READY FOR QUICK CLOSE - The sellers are making this an outstanding opportunity for buyers seeking a quick closing with a seller who is ready to make a deal! Opportunities like this are becoming increasingly difficult to find in Tampa. If you've been dreaming of waterfront living with direct access to Tampa Bay and the Gulf of Mexico—without the million-dollar price tag—this may be the opportunity you've been waiting for. Located along a peaceful marina in the highly desirable Villages of Bay Port, this spacious 4-bedroom, 2.5-bath Mediterranean-style waterfront condo provides nearly 2,000 square feet of living space, a private 2-car garage, beautiful water views, and exceptional livability for everyday living, entertaining, working from home, or hosting family and friends. Lovingly maintained and move-in ready, this home provides the perfect opportunity to enjoy waterfront living immediately while updating at your own pace. Why pay a premium for someone else's design choices when you can personalize this home to match your own style and potentially build equity along the way? The kitchen features Carrara marble countertops, stainless steel appliances, generous cabinetry, and opens seamlessly to the family room where a cozy fireplace and marina views create an inviting gathering space. Upstairs, the waterfront primary suite offers a peaceful retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to your screened lanai and waterfront deck where mornings begin with coffee overlooking the marina and evenings end with waterfront breezes and unforgettable sunsets. For boating enthusiasts, boat slips may be leased or purchased when available, allowing convenient access to Tampa Bay and the Gulf just steps from your back door. Residents enjoy tennis courts, pickleball courts, playgrounds, two dog parks, and optional membership to the Bay Port Yacht Club for just $150 a year, providing social events and community activities throughout the year. The location is equally impressive—approximately 3 miles from Berkeley Preparatory School, 6 miles from Tampa International Airport, 11 miles from Downtown Tampa, and convenient to shopping, dining, entertainment, and the Gulf beaches. Whether you're searching for a primary residence, seasonal getaway, or long-term investment, this property offers something increasingly rare: a true waterfront lifestyle with Bay and Gulf access, four bedrooms, a two-car garage, no flooding history, and a motivated seller willing to consider reasonable offers. This home is MOVE IN READY, the sellers have relocated, and they are ready to work with buyers who recognize the incredible value and potential this waterfront opportunity offers. Bring your vision, and start enjoying the Florida waterfront lifestyle you've been dreaming about.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,996

Sqft

2

Garage

1986

Year built

Two

Levels

$200

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorAttic Ventilator · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level · Guest · Off Street
ExteriorCourtyard · Irrigation System · Lighting · Private Entrance · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$583/mo
Taxes (2025)$6,247/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityFishing · Lake · Marina · Water Access · Waterfront · Buyer Approval Required · Deed Restrictions · Dog Park · No Truck/RV/Motorcycle Parking · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,795 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$521
Condo fee — from the listing$583
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,795/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$521
HOA / condo fee$583
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$200 vs $299

Days on market

118 vs 44 typical

Where $200/sqft sits among the 400 Tampa actives

218 · this home
103
31
14
10
24
$154–313$313–472$472–631$631–789$789–948$948+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Port Colony

Map of 10416 SAINT TROPEZ PLACE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)14 min
Downtown Tampa18 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bay Port Colony — neighborhood snapshot

Population

2,020

Median age

40

Median income

$98,006

Median home value

$334,250

Avg household

2

Households w/ children

191

For the school run

Hillsborough County School District

ElementaryBay Crest Elementary School★★★★★
HighAlonso High School★★★★
MiddleFarnell Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

217 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the TAMPA 33615 median. See the full Tampa market guide →

Paper trail

This home's history

Apr 16, 2026Listed at $399,900 · 118 days on market since
1986Built · SAN MARINO BAY CONDO 5

Reality check

What actually sold near 10416 SAINT TROPEZ PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10444 SAINT TROPEZ PLACESold · Feb ’26

$337,000

10444 SAINT TROPEZ PLACE · same community

3 bd · 2.5 ba · 1,778 sqft · $190/sqft · 62 DOM

10418 SAINT TROPEZ PLACE UNIT 10418Sold · Dec ’25

$375,000

10418 SAINT TROPEZ PLACE UNIT 10418 · same community

3 bd · 2.5 ba · 1,402 sqft · $267/sqft · 45 DOM

10403 SAINT TROPEZ PLACESold · Oct ’25

$427,500

10403 SAINT TROPEZ PLACE · same community

3 bd · 2.5 ba · 2,725 sqft · $157/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10416 SAINT TROPEZ PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10416 SAINT TROPEZ PLACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10416 SAINT TROPEZ PLACE FAQs

What would the monthly payment be for 10416 SAINT TROPEZ PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $583/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10416 SAINT TROPEZ PLACE?+

The association fee works out to $583 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10416 SAINT TROPEZ PLACE?+

The most recent tax bill on record (2025) was $6,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10416 SAINT TROPEZ PLACE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $399,900, this home is listed about 11% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10416 SAINT TROPEZ PLACE?+

Bay Crest Elementary School (elementary), Alonso High School (high), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$399,900 runs 22% above the TAMPA 33615 median — but at 1,996 sqft it's also 26% larger than the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $583/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

118 days on market against a Tampa median of 44 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Bay Crest Elementary School, Alonso High School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Jan Gilbert. MLS #TB8493768.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10416 SAINT TROPEZ PLACE, TAMPA, FL — 4 Bed, 2.5 Bath — $399,900 | CENTURY 21 Edge