12960 CONQUISTADOR LOOP, SPRING HILL, FL, 34610
Active97 days on marketListed Apr 14, 2026MLS #TB8497605
About this home
12960 CONQUISTADOR LOOP
Welcome to 12960 Conquistador Loop, an exceptional opportunity to own a move-in ready home in a great neighborhood. Skip the wait, rising costs, and uncertainty of new construction, and enjoy the immediate comfort and value this home provides. Located in northern Pasco County, this home offers easy access to Tampa Bay area workplaces and nearby shopping centers. With convenient proximity to the Suncoast Expressway, I-75, and direct access from US-41, you’ll enjoy a short drive to Brooksville to the north and Tampa to the south, with Tampa International Airport less than 40 minutes away. In this community, you'll enjoy resort-style amenities, including a beautiful pool, cabana, basketball courts, and tennis courts—perfect for both relaxation and recreation. This modern and stylish home also features a fenced-in backyard and is ready for you to move in and start enjoying right away. Don’t miss your chance to make it yours!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,964
Sqft
0.17 ac
Lot size
2
Garage
2020
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,040 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,040/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Spring Hill actives
$183 vs $193
Days on market
97 vs 29 typical
Where $183/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Talavera
Drive times from this address
Get to know Spring Hill. See the full Spring Hill guide →
Talavera — neighborhood snapshot
Population
1,169
Median age
52
Median income
$91,307
Median home value
$428,000
Avg household
2
Households w/ children
68%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
196 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12960 CONQUISTADOR LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$315,000
13129 CONQUISTADOR LOOP · same community
3 bd · 2 ba · 1,508 sqft · $209/sqft · 56 DOM
Sold · Dec ’25$360,000
12138 CRIOLLO ROAD
4 bd · 2 ba · 1,924 sqft · $187/sqft · 145 DOM
Sold · Apr ’26$350,000
18298 CORTES CREEK BOULEVARD
3 bd · 2 ba · 2,056 sqft · $170/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12960 CONQUISTADOR LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12960 CONQUISTADOR LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
12960 CONQUISTADOR LOOP FAQs
What would the monthly payment be for 12960 CONQUISTADOR LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,040/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12960 CONQUISTADOR LOOP?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12960 CONQUISTADOR LOOP?+
The most recent tax bill on record (2025) was $7,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12960 CONQUISTADOR LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $359,000, this home is listed about 4% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12960 CONQUISTADOR LOOP?+
Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SPRING HILL 34610 market on paper
$359,000 is 4% below the SPRING HILL 34610 median of $375,000, and at $183/sqft it sits under the Spring Hill average of $199.
02Time on market is leverage
97 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $365,000, now $359,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Cynjun Diehl. MLS #TB8497605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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