2780 N RIVERSIDE DRIVE UNIT 105, TAMPA, FL, 33602
Active108 days on marketListed Apr 22, 2026MLS #TB8497635
About this home
2780 N RIVERSIDE DRIVE UNIT 105
Welcome To Waterfront Living In Tampa! This Fully Furnished 3 Bedroom, 2 Bathroom Condo Offers Move-In Ready Living Or A Turnkey Investment Opportunity In A Highly Convenient Tampa Location. This Condo Features A Bright Open-Concept Floor Plan With Spacious Living And Dining Areas And Peaceful Water Views. Large Windows And Sliding Glass Doors Provide Natural Light And A Seamless Indoor-Outdoor Feel. The Kitchen Includes Solid Wood Cabinetry, Granite Countertops, A Butcher Block Bar, And A Travertine-Inspired Backsplash, Offering A Functional And Timeless Design. The Split Bedroom Layout Provides Privacy, Featuring A Spacious Primary Suite With A Large Bedroom, Attached Additional Flex Space Ideal For A Work Space Or Fitness Area, A Walk-In Closet, And An Updated En-Suite Bathroom With Dual Vanity, Glass-Enclosed Shower, And Travertine-Inspired Tile Flooring. The Secondary Bedroom Has A Bright, Modern Feel, While The Third Bedroom Functions Well As A Guest Room, Home Office, Or Hobby Space. The Layout Lives Larger Than Expected And Offers Excellent Flexibility. This Condo Is Offered Fully Furnished, Ideal For Primary Residence Buyers, Second-Home Owners, Or Investors Seeking A Rental-Ready Property. The Monthly HOA Includes Water, Sewer, Trash, Upgraded Deluxe Cable Package, And Internet, Supporting A Low-Maintenance Lifestyle. Residents Have Access To A Newly Resurfaced Tennis And Pickleball Court, Waterfront Swimming Pool, Sauna, Club Room And Riverfront Docks. The Property Includes One Reserved Parking Space With Additional Guest Parking Available. Conveniently Located With Easy Access To I-275 And Major Commuter Routes, And Just Minutes From Downtown Tampa, Armature Works, And Tampa International Airport, Along With Nearby Shopping, Dining, Riverwalk Attractions, And Entertainment. A Strong Option For Buyers Seeking A Waterfront Condo In Tampa With Low Maintenance And Investment Potential. Schedule Your Private Showing Today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,668
Sqft
0.01 ac
Lot size
1983
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,533 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,533/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.9%
$/sqft vs Tampa actives
$257 vs $301
Days on market
108 vs 42 typical
Where $257/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
199 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2780 N RIVERSIDE DRIVE UNIT 105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$475,000
1520 W LEMON STREET
2 bd · 2.5 ba · 1,638 sqft · $290/sqft · 0 DOM
Sold · May ’26$650,974
1005 W CYPRESS STREET UNIT 2
3 bd · 2.5 ba · 1,620 sqft · $402/sqft · 272 DOM
Sold · May ’26$497,500
2109 W GRACE STREET
4 bd · 2 ba · 1,558 sqft · $319/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2780 N RIVERSIDE DRIVE UNIT 105 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2780 N RIVERSIDE DRIVE UNIT 105 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
2780 N RIVERSIDE DRIVE UNIT 105 FAQs
What would the monthly payment be for 2780 N RIVERSIDE DRIVE UNIT 105?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,533/mo — principal and interest, the actual property-tax bill, the $1,183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2780 N RIVERSIDE DRIVE UNIT 105?+
The association fee works out to $1,183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2780 N RIVERSIDE DRIVE UNIT 105?+
The most recent tax bill on record (2025) was $5,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2780 N RIVERSIDE DRIVE UNIT 105?+
The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $429,000, this home is listed about 5% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2780 N RIVERSIDE DRIVE UNIT 105?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33602 market on paper
$429,000 is 29% below the TAMPA 33602 median of $606,950, and at $257/sqft it sits under the Tampa average of $346.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,183/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
108 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Khristian Marcotrigiano. MLS #TB8497635.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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