1668 ALLENS RIDGE DRIVE N, PALM HARBOR, FL, 34683
Active116 days on marketListed Apr 15, 2026MLS #TB8497852
About this home
1668 ALLENS RIDGE DRIVE N
Welcome to Allen’s Ridge, where comfort, efficiency, and location come together in a home that checks all the boxes. This 4 bedroom, 2 bathroom Pool home offers over 2,100 heated square feet with a thoughtfully designed split floor plan that gives both flexibility and privacy. Inside, the home feels inviting and easy to live in, with a layout that flows naturally for everyday life and entertaining. The wood burning fireplace adds warmth and character, while the updated kitchen and bathrooms bring a fresh, modern feel. The home is filled with natural light and offers a seamless indoor and outdoor connection, highlighted by a full sliding pocket doors that opens to the patio area, creating an ideal space for both relaxing and entertaining. The major updates are already done for you. New AC and electrical panel in 2025, roof replaced in 2023, hurricane rated windows, and a newer water heater all contribute to long term value and peace of mind. Owned solar panels help keep electric bills around $100 on average, even with electric vehicle charging, making this home as efficient as it is comfortable. Step outside and enjoy a private backyard designed for relaxation. The fully fenced yard offers added privacy, while the screened in patio creates the perfect space for outdoor dining or unwinding. The pool and above ground spa complete the setting, giving you your own personal retreat right at home. Seller is offering a credit toward pool resurfacing with an acceptable offer. The oversized two car garage provides additional storage, and the generous lot offers room to enjoy both indoor and outdoor living. Located in Flood Zone X, with no flood insurance currently required, and close to everything Palm Harbor has to offer, including nearby schools, shopping, dining, and everyday conveniences, this home offers both lifestyle and location. The seller is open to selling the home fully furnished or including select furniture pieces on a separate bill of sale. If you have been looking for a move in ready home with meaningful updates, energy efficiency, and a great layout in a wonderful community, this one is worth seeing.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,126
Sqft
0.21 ac
Lot size
2
Garage
1987
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,832 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,832/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
$/sqft vs Palm Harbor actives
$313 vs $261
Days on market
116 vs 48 typical
Where $313/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
225 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1668 ALLENS RIDGE DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$655,000
761 SUNFLOWER DRIVE
4 bd · 3 ba · 2,176 sqft · $301/sqft · 13 DOM
Sold · Jan ’26$740,000
695 HOUSE WREN CIRCLE
3 bd · 2 ba · 2,075 sqft · $357/sqft · 0 DOM
Sold · Jan ’26$740,000
695 HOUSE WREN CIRCLE
3 bd · 2 ba · 2,075 sqft · $357/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1668 ALLENS RIDGE DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1668 ALLENS RIDGE DRIVE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
1668 ALLENS RIDGE DRIVE N FAQs
What would the monthly payment be for 1668 ALLENS RIDGE DRIVE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,832/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1668 ALLENS RIDGE DRIVE N?+
The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1668 ALLENS RIDGE DRIVE N?+
The most recent tax bill on record (2025) was $9,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1668 ALLENS RIDGE DRIVE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $664,900, this home is listed about 75% above the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1668 ALLENS RIDGE DRIVE N?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$664,900 runs 69% above the PALM HARBOR 34683 median — but at 2,126 sqft it's also 44% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
116 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $689,000, now $664,900 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Vivian Resnick. MLS #TB8497852.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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