13803 SHELLMORE AVENUE, PALMETTO, FL, 34221
Active100 days on marketListed Apr 24, 2026MLS #TB8501519
About this home
13803 SHELLMORE AVENUE
What's Special: No Rear Neighbors | Flat Lot | Backs to Wetland | Flex Room | 1st Floor Primary Bedroom. New Construction - Ready Now! Welcome to the Spruce at 13803 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home features an open-concept kitchen, dining, and great room that flows seamlessly to a patio, perfect for everyday living and entertaining. The private primary suite includes a well-appointed bath and walk-in closet, while two secondary bedrooms share a full bath. A versatile flex room, dedicated laundry room, and a two-car garage add everyday convenience to this functional and inviting layout. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: luxury vinyl plank flooring. Photos are for representative purposes only. MLS#TB8501519
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,603
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,262 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,558/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs COVE AT COASTERRA
$201 vs $157
Days on market
100 vs 55 typical
Where $201/sqft sits among the 7 homes for sale in COVE AT COASTERRA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
2 of 7
COVE AT COASTERRA have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 13803 SHELLMORE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$300,999
13705 SHELLMORE AVENUE · same community
3 bd · 2 ba · 1,603 sqft · $188/sqft · 70 DOM
Sold · Apr ’26$315,999
13808 SHELLMORE AVENUE · same community
3 bd · 2 ba · 1,603 sqft · $197/sqft · 20 DOM
Sold · Jul ’26$293,999
9333 CHISWELL TRAIL · same community
3 bd · 2 ba · 1,455 sqft · $202/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13803 SHELLMORE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13803 SHELLMORE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
13803 SHELLMORE AVENUE FAQs
What would the monthly payment be for 13803 SHELLMORE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,262/mo — principal and interest, estimated property taxes, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13803 SHELLMORE AVENUE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13803 SHELLMORE AVENUE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13803 SHELLMORE AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $322,999, this home is listed about 19% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13803 SHELLMORE AVENUE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8501519.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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