
6212 20TH STREET S, ST PETERSBURG, FL, 33712
Active95 days on marketListed May 14, 2026MLS #TB8508588
About this home
6212 20TH STREET S
This beautifully reimagined Pinellas Point home blends coastal-inspired charm with modern updates in one of St. Petersburg’s most convenient neighborhoods. Located in a NON-flood zone with NO flood insurance required and NO HOA, this updated ranch-style home is just minutes from downtown St. Petersburg, waterfront parks, marinas, boat ramps, shopping, restaurants, and award-winning Gulf beaches. With over 2,400 square feet under roof, the move-in ready property offers flexible living spaces and relaxed Florida living. From the vibrant red accents and charming white tiered fountain to the welcoming garden seating area, the home offers warmth, personality, and inviting curb appeal. A rich wood entry door with decorative glass opens into a spacious foyer leading to bright living and family room spaces designed for everyday living and entertaining. The upgraded kitchen sits at the heart of the home and features stainless steel appliances, granite countertops, intricate stone backsplash, soft-close cabinetry, recessed lighting, breakfast bar seating, filtered water, and customizable accent lighting. The family room features a sophisticated dry bar with illuminated cabinetry and granite countertops, creating a perfect second living area for entertaining family and friends. Combined with the living room, dining room, and expansive screened porch, the home offers multiple spaces to relax and gather with ease. Double doors from both the family and dining rooms create seamless indoor-outdoor living with plenty of space for grilling and enjoying bug-free Florida evenings. The dining room also functions beautifully as a bonus or flex space with chair rail detailing, ceiling fan, abundant natural light, and patio access. The split-bedroom floor plan offers added privacy, with the primary suite featuring a walk-in closet, ceiling fan, updated en-suite bath with lighted mirror, and large walk-in shower. Throughout the home, you’ll find luxury vinyl plank flooring and tile — no carpet anywhere — along with hurricane-grade impact windows and doors throughout the home. Additional upgrades include HVAC (2023), tankless water heater, full-house water softener, filtered water system, electrical updates, custom Bali shades, updated landscaping, storage shed, and a spacious two-car garage with newer garage door, remote access, and side-yard access ideal for bikes, beach gear, golf cart parking, or additional storage. Nearby elementary, middle, and high schools are all within several blocks, adding to the home’s everyday convenience. Move-in ready and beautifully updated, this Pinellas Point home offers comfort, convenience, and easy Florida living. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,629
Sqft
0.19 ac
Lot size
2
Garage
1969
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.9%
$/sqft vs St Petersburg actives
$316 vs $344
Days on market
95 vs 57 typical
Where $316/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greater Pinellas Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Greater Pinellas Point — neighborhood snapshot
Population
17,370
Median age
45
Median income
$64,146
Median home value
$299,751
Avg household
2
Households w/ children
1,896
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6212 20TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$380,000
2010 PINELLAS POINT DRIVE S
3 bd · 2 ba · 1,623 sqft · $234/sqft · 29 DOM
Sold · Apr ’26$552,500
1515 SERPENTINE DRIVE S
2 bd · 2 ba · 1,610 sqft · $343/sqft · 53 DOM
Sold · May ’26$514,126
2019 INNER CIRCLE S
2 bd · 2 ba · 1,465 sqft · $351/sqft · 361 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6212 20TH STREET S — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6212 20TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
6212 20TH STREET S FAQs
What would the monthly payment be for 6212 20TH STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,006/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6212 20TH STREET S?+
The most recent tax bill on record (2025) was $7,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6212 20TH STREET S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $515,000, this home is listed about 18% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6212 20TH STREET S?+
Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Pam Moll. MLS #TB8508588.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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