10186 45TH WAY N, PINELLAS PARK, FL, 33782
Active8 days on marketListed Jul 16, 2026MLS #TB8514920
About this home
10186 45TH WAY N
Welcome to this beautifully updated home located in the desirable 55+ community of Mainlands of Tamarac by the Gulf. Recent improvements include new kitchen with solid wood cabinets, soft close drawers, elegant Quartz countertops and stainless-steel appliances. All new flooring throughout offering upgrade porcelain tile in the living areas and new bedroom carpeting. Fresh interior paint in neutral colors. Both bathrooms feature new vanities, fixtures and commodes. The home has updated windows, hurricane shutters, newer water heater as well as new roof in 2023. Back yard features shady oak tree with private view. Active clubhouse with heated community pool offers various activities including dances, shuffleboard, golf, card games, bingo, and more. Mainlands is a golf cart community, just minutes away from Freedom Lake Park, that offers dog park, picnic tables, and walking trail. Ideal central location with proximity to beautiful beaches, 2 airports and shopping. Easy direct access from 49 st via 102 Ave.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,153
Sqft
0.11 ac
Lot size
1
Garage
1972
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.9%
$/sqft vs Pinellas Park actives
$243 vs $222
Days on market
8 vs 42 typical
Where $243/sqft sits among the 225 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
110 of 225
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 10186 45TH WAY N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$220,000
4517 100TH AVENUE N · same community
2 bd · 1.5 ba · 1,125 sqft · $196/sqft · 298 DOM
Sold · Sep ’25$250,000
10138 44TH WAY N · same community
2 bd · 2 ba · 1,107 sqft · $226/sqft · 4 DOM
Sold · Mar ’26$265,000
10131 43RD WAY N UNIT 2 · same community
2 bd · 2 ba · 1,101 sqft · $241/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10186 45TH WAY N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10186 45TH WAY N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
10186 45TH WAY N FAQs
What would the monthly payment be for 10186 45TH WAY N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,986/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10186 45TH WAY N?+
The most recent tax bill on record (2025) was $652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10186 45TH WAY N?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $279,900, this home is listed about 7% below the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10186 45TH WAY N?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Jill Rees. MLS #TB8514920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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