Dan Schriver
$340,000$349,9993 bd2 ba1,537 sqft$221 /sqft$2,605 /mo all-in ↓

7640 MUSCOVY DRIVE, LAKELAND, FL, 33810

Active58 days on marketListed Jun 12, 2026MLS #TB8518682

Reduced $10KSingle Family ResidenceCAYDEN RESERVE

About this home

7640 MUSCOVY DRIVE

This is the home everyone looks for--the one with true PRIDE OF OWNERSHIP and character. That is THIS HOME- and it is located in one of the best areas of Lakeland! Built in 2019, this East facing, block-built home has been loved, meticulously maintained, and kept sparkling clean. Enjoy quick access to I-4 and US-98, putting shopping and dining right at your fingertips. Best of all, this small neighborhood features a low HOA ($178/Qtr) and no CDD fees! GREAT CURB APPEAL: Features lush green grass, a soaring flagpole, manicured flowerbeds, elegant coach lighting, a screened garage door, durable epoxy garage flooring, seamless gutters, security cameras with motion lighting, and extended driveway pavers. BACKYARD OASIS: The fully fenced yard features 6' vinyl fencing with lighted solar caps and TWO outdoor living spaces- a covered, screened lanai plus an extended paver screened patio for sun. Bonus: The John Deere riding mower is INCLUDED (see photos)! MODERN INTERIOR: Step inside this split 3-bedroom, 2-bathroom layout boasting a bright, open floorplan and a spacious great room with a vaulted ceiling. Newer updates include wood laminate flooring, a light filtering glass-framed front door, washer (2025), and a security system. The remodeled primary bathroom features a grout-less step-in shower with glass enclosure, granite bathroom countertop, upgraded mirrors and top-mount sinks. The modern kitchen is complete with custom cabinet pull-outs, brushed nickel knobs/pulls, undermounted lighting, microwave with exterior-vent, a Samsung 4-door French door refrigerator + Samsung oven (both under 1.5 years old)! UNBEATABLE LOCATION: Enjoy incredible proximity to everything your household needs! This home sits less than a mile from Hunt Fountain Park for outdoor sports and play, and under a mile from Clem Churchwell Elementary School for quick morning drop-offs. Within minutes you are at the massive US-98 shopping corridor featuring Sam's Club, Target, Aldi, and the Lakeland Square Mall with its Cinemark movie theater. Plus, you are just a short drive from the famous, award-winning 168-acre Bonnet Springs Park and approx 1 hour to DISNEY WORLD! Lakeland: the sweet spot between Tampa and Orlando! HURRICANE-READY & NOT IN A FLOOD ZONE - Rest easy in this block-built home! Perfect home for VA, FHA or USDA buyers!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,537

Sqft

0.13 ac

Lot size

2

Garage

2019

Year built

One

Levels

$221

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$59/mo
Taxes (2025)$2,810/yr
PetsYes
CommunityPlayground

Utilities & systems

UtilitiesPublic · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,605 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$234
HOA fee — from the listing$59
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,605/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$234
HOA / condo fee$59
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$310KedgeAI estimate $327,572 · range $323K$331K$354K

vs edgeAI estimate

+3.8%

$/sqft vs Lakeland actives

$221 vs $194

Days on market

58 vs 44 typical

Where $221/sqft sits among the 400 Lakeland actives

77
134
101 · this home
41
20
27
$127–161$161–196$196–231$231–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 7640 MUSCOVY DRIVE

Drive times from this address

Downtown Tampa42 min
Walt Disney World44 min
Tampa Int’l Airport (TPA)53 min
Universal Orlando54 min
Downtown Orlando60 min
Orlando Int’l Airport (MCO)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

202 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $340,000 $10K
Jun 12, 2026Listed at $349,999 · 58 days on market since
2019Built · CAYDEN RESERVE

Reality check

What actually sold near 7640 MUSCOVY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7404 IBIS DRIVESold · Jul ’26

$324,900

7404 IBIS DRIVE · same community

4 bd · 2 ba · 1,701 sqft · $191/sqft · 8 DOM

7392 IBIS DRIVESold · Apr ’26

$317,000

7392 IBIS DRIVE · same community

4 bd · 2 ba · 1,701 sqft · $186/sqft · 209 DOM

7429 IBIS DRIVESold · Jul ’26

$320,000

7429 IBIS DRIVE · same community

4 bd · 2 ba · 2,169 sqft · $148/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7640 MUSCOVY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7640 MUSCOVY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

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Straight answers

7640 MUSCOVY DRIVE FAQs

What would the monthly payment be for 7640 MUSCOVY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,605/mo — principal and interest, the actual property-tax bill, the $59/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7640 MUSCOVY DRIVE?+

The association fee works out to $59 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7640 MUSCOVY DRIVE?+

The most recent tax bill on record (2025) was $2,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7640 MUSCOVY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $340,000, this home is priced right at the Lakeland median.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Amy Camasso. MLS #TB8518682.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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