
1028 5TH STREET N, ST PETERSBURG, FL, 33701
Active27 days on marketListed Jul 21, 2026MLS #TB8525269
About this home
1028 5TH STREET N
Some homes are designed around rooms. This one is designed around the way people actually live. Completed in 2019, this thoughtfully designed Historic Uptown residence brings the kitchen, dining area, living room, covered patio and backyard together in one connected, inviting space. Open the sliders and everyday living flows naturally outdoors, creating the perfect setting for weekend brunches, holiday dinners, game-day gatherings or relaxed evenings with the people you love. The layout feels open and social without sacrificing warmth, comfort or clearly defined spaces. The single-level main residence offers three bedrooms and three full bathrooms, including a spacious primary suite that feels like a private retreat. The suite features a beautifully appointed bathroom with dual vanities, a glass-enclosed shower, soaking tub and generous custom closets. A flexible front bedroom and a third en-suite bedroom with a Murphy bed provide options for guests, work or changing needs. At the center of the home, the chef’s kitchen makes entertaining feel effortless with quartz countertops, custom cabinetry, double wall ovens, a five-burner natural gas cooktop, walk-in pantry, reverse-osmosis system and an oversized island where everyone will inevitably gather. Engineered hardwood floors, elevated ceilings and hurricane-rated windows and doors add comfort and continuity throughout. The possibilities continue above the detached two-car garage, where a fully independent one-bedroom guest residence includes its own private entrance, kitchen, living room, bathroom, laundry, covered balcony, separate electric meter and alley access. Use it for rental income, extended guests, multigenerational living or a private retreat. Professionally landscaped grounds, low-maintenance turf, private well irrigation, natural gas, concrete block construction, additional carport parking and no HOA add ease to everyday ownership. Here, Historic Uptown becomes an extension of home. Walk to Crescent Lake for a morning around the trail, continue toward the bayfront parks and waterfront, or head downtown for coffee, dinner, museums and events. It is a rare opportunity to enjoy newer construction, flexible living and a genuinely connected St. Petersburg lifestyle.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,018
Sqft
0.2 ac
Lot size
2
Garage
2019
Year built
One
Levels
$464
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,432 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,432/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.7%
$/sqft vs St Petersburg actives
$464 vs $343
Days on market
27 vs 57 typical
Where $464/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Uptown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Uptown — neighborhood snapshot
Population
3,698
Median age
36
Median income
$72,026
Median home value
$501,273
Avg household
2
Households w/ children
204
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1028 5TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$408,000
535 11TH AVENUE N · same community
2 bd · 2 ba · 932 sqft · $438/sqft · 32 DOM
Sold · May ’26$300,000
645 11TH AVENUE N · same community
2 bd · 1 ba · 858 sqft · $350/sqft · 0 DOM
Sold · Jul ’26$4,150,000
275 1ST AVENUE S UNIT 4101
3 bd · 4.5 ba · 3,157 sqft · $1,315/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1028 5TH STREET N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1028 5TH STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
1028 5TH STREET N FAQs
What would the monthly payment be for 1028 5TH STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,432/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1028 5TH STREET N?+
The most recent tax bill on record (2025) was $14,312. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1028 5TH STREET N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,400,000, this home is listed about 220% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1028 5TH STREET N?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Heather Brookey. MLS #TB8525269.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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