Dan Schriver
$365,0004 bd3 ba2,666 sqft$137 /sqft$3,270 /mo all-in ↓

1405 PARKER DEN DRIVE, RUSKIN, FL, 33570

Active11 days on marketListed Jul 25, 2026MLS #TB8527046

Single Family ResidenceBAHIA LAKES PH 4

About this home

1405 PARKER DEN DRIVE

Welcome To 1405 Parker Den Drive — A Spacious Four-Bedroom, Three-Bath Split-Plan Home On A Corner Lot Just Under A Quarter Acre In The Desirable Bahia Lakes Community Of Ruskin. With A Newer 2025 Roof, Soaring 10-Foot Ceilings, And Recessed LED Lighting Throughout, This Home Pairs Big-Ticket Peace Of Mind With Bright, Modern Living Space. A Tasteful Mix Of Laminate, Vinyl, And Tile Flooring Runs Throughout — No Carpet To Worry About. Through The Front Door, A Comfortable Family Room Welcomes You In — A Flexible Space Perfect For Greeting Guests Or Quiet Evenings.Near The Front Of The Home, Off To The Left, Two Bedrooms — 11x12 And 11x13 — Each Offer Vinyl Flooring, Recessed Lighting, And Built-In Closets, With An 8x9 Full Bath Between Them Featuring A Single-Sink Granite Vanity And A Tub With Shower. The Formal 12x15 Dining Room Makes A Statement With Its Stunning Oversized LED Chandelier, Ready For Holiday Dinners And Special Occasions.On The Other Side Of The Home, A True Inside Laundry Room Comes Complete With LG Washer And Dryer, And Just Past It, A Private 12x14 Guest Bedroom With Vinyl Flooring Sits On Its Own, With A Full Bath Right Next Door Featuring A Tub With Shower, Single Vanity, And Exhaust Fan — An Ideal Setup For Guests, In-Laws, Or A Home Office With Its Own Facilities. The Big 18x25 Living Room Opens Wide To The Heart Of This Home: A Huge 13x25 Kitchen. Rich Dark Wood Cabinetry — And Plenty Of It — Pairs Beautifully With Granite Countertops, While The Full Stainless Steel Appliance Package Includes The Refrigerator, Range, Dishwasher, And Microwave. A Breakfast Bar With A Double Stainless Steel Sink Faces The Living Room, Keeping The Cook Connected To The Conversation, And A Closet Pantry Adds Generous Storage. There’s Even Room For A Dinette Set, Making Casual Meals Easy, And Sliding Glass Doors Just Off The Kitchen Lead Out To The Backyard. The Tour Of The Living Spaces Ends Where Every Day Will — In The 13x18 Primary Suite, Tucked Away On Its Own Side Of The Home With Vinyl Flooring, Recessed LED Lighting, And A 6x13 Lighted Walk-In Closet. The Ensuite Bath Is Built For Relaxation With A Soaker Tub, Separate Enclosed Shower, And A Double-Sink Vanity Topped With Granite — Plus Two Exhaust Fans For Added Comfort. Rounding Out The Home Is A Two-Car Garage With Opener, Where A Supply Of Hurricane Panels Conveys With The Home And Is Neatly Stored, With Mounting Studs Installed Around The Exterior Openings. A Rain Bird Irrigation System Keeps The Corner Lot Looking Its Best, And A Vivint Smart Home Security Panel Adds Peace Of Mind. Bahia Lakes Offers Residents A Community Pool, Clubhouse, Playground, Pickleball Courts, And Walking Trails — All For A Modest HOA Fee That Delivers A Lot In Return. E.G. Simmons Regional Park And The Waterfront Restaurants Of Little Harbor Are Just Minutes Away, The Manatee Viewing Center In Apollo Beach Is A Local Favorite, And Everyday Shopping And Dining Line US-41. Quick Access To I-75 Puts Downtown Tampa, MacDill AFB, Sarasota, And The Gulf Beaches Within Easy Reach, With Tampa International Airport Roughly 30 Minutes Away. Space, Storage, A Newer Roof, And A Location That Keeps Everything Close — 1405 Parker Den Drive Is Ready To Welcome Its Next Owner.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,666

Sqft

0.21 ac

Lot size

2

Garage

2011

Year built

One

Levels

$137

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorHurricane Shutters · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$32/mo
Taxes (2025)$9,220/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,270 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$768
HOA fee — from the listing$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$3,270/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$768
HOA / condo fee$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$350KedgeAI estimate $406,389 · range $386K$435K$452K

vs edgeAI estimate

−10.2%

$/sqft vs Ruskin actives

$137 vs $180

Days on market

11 vs 53 typical

Where $137/sqft sits among the 272 Ruskin actives

127 · this home
72
24
12
13
24
$129–176$176–223$223–270$270–317$317–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin

Map of 1405 PARKER DEN DRIVE

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

RUSKIN 33570 — neighborhood snapshot

Population

33,676

Median age

36.7

Median income

$69,048

Median home value

$255,400

Avg household

2.86

Households w/ children

4,421

For the school run

Hillsborough County School District

ElementaryRuskin Elementary School★★★★★
HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$315K$330K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

153 of 272

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the RUSKIN 33570 median. See the full Ruskin market guide →

Paper trail

This home's history

Jul 25, 2026Listed at $365,000 · 11 days on market since
2011Built · BAHIA LAKES PH 4

Reality check

What actually sold near 1405 PARKER DEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1516 YALE CASTLE COURTSold · Mar ’26

$415,000

1516 YALE CASTLE COURT · same community

4 bd · 2.5 ba · 2,653 sqft · $156/sqft · 145 DOM

1503 YALE CASTLE COURTSold · Sep ’25

$372,500

1503 YALE CASTLE COURT · same community

3 bd · 2.5 ba · 2,627 sqft · $142/sqft · 107 DOM

1401 PARKER DEN DRIVESold · Jun ’26

$292,000

1401 PARKER DEN DRIVE · same community

4 bd · 3 ba · 2,622 sqft · $111/sqft · 329 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1405 PARKER DEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1405 PARKER DEN DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Dan’s phone and CRM.

Straight answers

1405 PARKER DEN DRIVE FAQs

What would the monthly payment be for 1405 PARKER DEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,270/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1405 PARKER DEN DRIVE?+

The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1405 PARKER DEN DRIVE?+

The most recent tax bill on record (2025) was $9,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1405 PARKER DEN DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $365,000, this home is listed about 4% above the Ruskin median of $349,800. The market section on this page shows how the area is trending.

Which schools are assigned to 1405 PARKER DEN DRIVE?+

Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Tom Latto Iii, Pa. MLS #TB8527046.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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