Dan Schriver
$379,0003 bd2 ba1,990 sqft$190 /sqft$3,242 /mo all-in ↓

11820 STONE PINE STREET, RIVERVIEW, FL, 33569

Active7 days on marketListed Jul 16, 2026MLS #TB8528501

Single Family ResidenceRIDGEWOOD

About this home

11820 STONE PINE STREET

Beautiful Move-In Ready Single-Story Home Built in 2022 | 3 Bedrooms + a FLEX room that can easily be converted to a 4th bedroom. Designed with both style and functionality in mind, this open split-bedroom floor plan features luxury vinyl plank flooring throughout (with the exception of one walk-in closet) and elegant PLANTATION shutters in the bedrooms. As you enter the inviting foyer, you'll find the flex room with French doors to your right, followed by two spacious secondary bedrooms that share a full bathroom. The heart of the home is the expansive kitchen, which seamlessly opens to the family and dining areas beneath a stunning 13-foot vaulted ceiling. Perfect for entertaining, the chef-inspired kitchen boasts a large center island, stainless steel appliances, abundant cabinetry with convenient pull-out lower drawers, generous counter space, and a spacious walk-in pantry. The private primary suite overlooks the fully FENCED in backyard and features tray ceilings, plantation shutters, and a luxurious en-suite bathroom complete with a walk-in shower, water closet, additional cabinetry, and custom CALIFORNIA CABINET systems for both his and hers walk-in closets. Conveniently located just off the kitchen, the laundry room includes front-loading washer and dryer on pedestals along with built-in workstation cabinetry. The garage offers PULL-DOWN attic stairs, providing easy access to additional storage space. Step outside and enjoy Florida living at its best in the screened lanai, which opens to an additional screened outdoor area overlooking the fully fenced backyard—ideal for relaxing, entertaining, or pets. Additional upgrades include: Whole-home water purification system (2022). Reverse osmosis drinking water system in the kitchen. Hurricane shutters included. Custom California Closet systems. Plantation shutters. Luxury vinyl flooring throughout most of the home Located in the desirable Ridgewood community, residents enjoy resort-style amenities including a zero-entry swimming pool and covered playground. The home is conveniently situated near shopping, dining, highly rated schools, and offers quick access to I-75 and major roadways, making commuting a breeze. This exceptional home combines modern upgrades, thoughtful design, and an unbeatable location—ready for you to move in and enjoy!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,990

Sqft

0.11 ac

Lot size

2

Garage

2022

Year built

One

Levels

$190

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCathedral Ceiling(s) · Ceiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$17/mo
Taxes (2025)$7,992/yr
PetsYes
CommunityDeed Restrictions · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,242 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$666
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,265
Interest rate6.00%
Loan term

Estimated payment

$3,242/mo

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$666
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs RIDGEWOOD

$190 vs $208

Days on market

7 vs 33 typical

Where $190/sqft sits among the 14 homes for sale in RIDGEWOOD

11 · this home
1
1
0
0
1
$159–268$268–377$377–486$486–595$595–704$704+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 11820 STONE PINE STREET

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33569 — neighborhood snapshot

Population

26,613

Median age

39.7

Median income

$97,500

Median home value

$330,700

Avg household

2.7

Households w/ children

3,400

For the school run

Hillsborough County School District

ElementaryCimino Elementary School★★★★
HighBloomingdale High School★★★★
MiddleBurns Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

7 of 14

RIDGEWOOD have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 16, 2026Listed at $379,000 · 7 days on market since
2022Built · RIDGEWOOD

Reality check

What actually sold near 11820 STONE PINE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2320 JAMES LANESold · Aug ’25

$655,000

2320 JAMES LANE · same community

4 bd · 2 ba · 1,860 sqft · $352/sqft · 6 DOM

11861 DOWNY BIRCH DRIVESold · Sep ’25

$457,500

11861 DOWNY BIRCH DRIVE · same community

4 bd · 2 ba · 1,846 sqft · $248/sqft · 44 DOM

11951 DOWNY BIRCH DRIVESold · Mar ’26

$379,000

11951 DOWNY BIRCH DRIVE · same community

4 bd · 2 ba · 1,846 sqft · $205/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11820 STONE PINE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11820 STONE PINE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

11820 STONE PINE STREET FAQs

What would the monthly payment be for 11820 STONE PINE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,242/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11820 STONE PINE STREET?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11820 STONE PINE STREET?+

The most recent tax bill on record (2025) was $7,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11820 STONE PINE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $379,000, this home is listed about 3% below the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 11820 STONE PINE STREET?+

Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Run Gilliam. MLS #TB8528501.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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