7965 W FERN PLACE, HOMOSASSA, FL, 34446
Active24 days on marketListed Jul 22, 2026MLS #TB8531564
About this home
7965 W FERN PLACE
Charming Duplex in Homosassa, Florida! Discover comfortable Florida living in this inviting 2-bedroom, 1-bath duplex located in the heart of Homosassa. This home offers a functional layout, comfortable living spaces, and a convenient location close to shopping, dining, local parks, and the beautiful Nature Coast. Whether you're looking for a cozy place to call home this duplex is a fantastic opportunity! Schedule your showing today to see this Homosassa gem!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,536
Sqft
0.15 ac
Lot size
1981
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Homosassa actives
$1 vs $173
Days on market
24 vs 62 typical
Where $1/sqft sits among the 222 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34446 — neighborhood snapshot
Population
18,797
Median age
61
Median income
$60,625
Median home value
$231,700
Avg household
2.19
Households w/ children
1,261
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
113 of 222
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 7965 W FERN PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$172,000
3423 S ALABAMA AVENUE
2 bd · 2 ba · 1,560 sqft · $110/sqft · 54 DOM
Sold · Oct ’25$160,000
3160 S VISCARIA WAY
3 bd · 2 ba · 1,512 sqft · $106/sqft · 151 DOM
Sold · Jan ’26$210,000
3246 S LEE WAY
3 bd · 2 ba · 1,620 sqft · $130/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7965 W FERN PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7965 W FERN PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
7965 W FERN PLACE FAQs
What would the monthly payment be for 7965 W FERN PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $167/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 7965 W FERN PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $950, this home is listed about 100% below the Homosassa median of $344,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7965 W FERN PLACE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CHARLES RUTENBERG REALTY INC · Eric DiGiuseppi. MLS #TB8531564.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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