12605 RIVER MILL DRIVE, HUDSON, FL, 34667
Active7 days on marketListed Jul 23, 2026MLS #TB8532372
About this home
12605 RIVER MILL DRIVE
Welcome to this beautifully remodeled 3-bedroom, 2-bath waterfront pool home, where modern updates, generous living space, and peaceful water views come together in one impressive package. Thoughtfully renovated, this move-in-ready home features fresh interior and exterior paint, new flooring, new appliances, updated electrical fixtures, a newer roof, and a newer A/C system that was recently serviced. The kitchen has been beautifully updated with granite countertops, bright white cabinetry, stainless-steel appliances, and oversized corner windows overlooking the screened pool and waterfront oasis. Family room/Dining room combo areas provide plenty of flexibility for entertaining, working from home, or creating a comfortable family gathering space. The split-bedroom floor plan offers added privacy, with spacious bedrooms and a perfectly sized primary suite. Both bathrooms have been remodeled, including an attractive walk-in tiled shower and updated vanity finishes. Throughout the home, neutral colors, crisp white trim, and warm-toned flooring create a bright, clean, and inviting atmosphere. Step outside to your private screened pool and enjoy relaxing Florida days surrounded by water views, mature landscaping, and visiting wildlife. The oversized pool deck provides ample space for outdoor seating, dining, and entertaining. Direct waterfront frontage, a two-car garage, excellent storage, and convenient access to shopping, medical facilities, golf, Hudson Beach, and the Gulf of Mexico, this home offers the Florida lifestyle you are searching for. Beautifully updated, waterfront, pool, and move-in ready—this is the one you will want to see before it is gone.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,825
Sqft
0.28 ac
Lot size
2
Garage
1977
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,737 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,737/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
$/sqft vs BEACON WOODS VILLAGE
$192 vs $178
Days on market
7 vs 42 typical
Where $192/sqft sits among the 28 homes for sale in BEACON WOODS VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beacon Woods Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Beacon Woods Village — neighborhood snapshot
Population
3,188
Median age
60
Median income
$46,401
Median home value
$180,589
Avg household
2
Households w/ children
334
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
9 of 28
BEACON WOODS VILLAGE have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12605 RIVER MILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$350,000
8301 VALLEY STREAM LANE · same community
3 bd · 2 ba · 1,873 sqft · $187/sqft · 68 DOM
Sold · Jun ’26$270,000
12824 SETTLERS DRIVE · same community
3 bd · 2.5 ba · 1,732 sqft · $156/sqft · 135 DOM
Sold · Jun ’26$215,000
7831 BRIDLE PATH ROW · same community
3 bd · 2.5 ba · 1,732 sqft · $124/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12605 RIVER MILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12605 RIVER MILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
12605 RIVER MILL DRIVE FAQs
What would the monthly payment be for 12605 RIVER MILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,737/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12605 RIVER MILL DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12605 RIVER MILL DRIVE?+
The most recent tax bill on record (2025) was $3,990. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12605 RIVER MILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $349,900, this home is listed about 6% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12605 RIVER MILL DRIVE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 25% above the HUDSON 34667 median — but at 1,825 sqft it's also 20% larger than the typical Hudson listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Hudson market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Jason Nadler. MLS #TB8532372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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