2586 PINE COVE LANE, CLEARWATER, FL, 33761
Active7 days on marketListed Jul 27, 2026MLS #TB8533068
About this home
2586 PINE COVE LANE
Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome offering 1,551 square feet in the sought-after Brookfield at Estancia community of Clearwater. A rare and convenient layout places the spacious primary suite on the main floor, giving you single-level living with additional bedrooms upstairs. A one-car garage plus an extra parking pad means room for guests and everyday ease. Inside, you'll find brand-new luxury vinyl plank flooring and new carpet (2026), a soaring vaulted ceiling, and a dedicated inside laundry room. Everyday living is made easy with a whole-house water softener, a filtered water faucet, a dry bar, and a coffee bar with extra cabinets and counter space. Ceiling fans are found in the kitchen, living room, and every bedroom, and the primary bath was updated with new shower doors in 2026. A 2023 roof and 2024 water heater add lasting peace of mind. Out back, enjoy your own private, fenced backyard — with the fence maintained by the HOA. Living in Brookfield at Estancia means resort-style amenities: a clubhouse with a large swimming pool and hot tub, plus a second cabana pool and hot tub that's heated in the winter, along with tennis/pickleball courts. The dog-friendly community sits just five minutes from the closest beach — and, notably, outside the evacuation zone and flood zone. Best of all, the low $325/month HOA keeps life easy — covering the roof, fence, exterior painting, and ground maintenance — in one of Clearwater's most desirable neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,551
Sqft
0.06 ac
Lot size
1
Garage
1993
Year built
Two
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs BROOKFIELD
$251 vs $251
Days on market
7 vs 55 typical
Where $251/sqft sits among the 6 homes for sale in BROOKFIELD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33761 — neighborhood snapshot
Population
18,399
Median age
53.6
Median income
$71,839
Median home value
$271,100
Avg household
2.11
Households w/ children
1,319
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 6
BROOKFIELD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the CLEARWATER 33761 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2586 PINE COVE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$359,900
3014 PEPPERWOOD LANE W · same community
3 bd · 2 ba · 1,514 sqft · $238/sqft · 35 DOM
Sold · Aug ’25$420,000
3029 BROOKFIELD LANE · same community
3 bd · 2.5 ba · 1,616 sqft · $260/sqft · 31 DOM
Sold · Apr ’26$370,000
2519 NORTHFIELD LANE · same community
3 bd · 2.5 ba · 1,616 sqft · $229/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2586 PINE COVE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2586 PINE COVE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
2586 PINE COVE LANE FAQs
What would the monthly payment be for 2586 PINE COVE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,202/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2586 PINE COVE LANE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2586 PINE COVE LANE?+
The most recent tax bill on record (2025) was $2,993. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2586 PINE COVE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $389,900, this home is listed about 42% above the Clearwater median of $274,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2586 PINE COVE LANE?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,900 runs 72% above the CLEARWATER 33761 median — but at 1,551 sqft it's also 24% larger than the typical Clearwater listing.
02Fresh on the market
Only 7 days on market in a Clearwater market that averages 55 — if it fits, move quickly.
03Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Palm Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LISA HALL REALTY, INC · Lisa Hall. MLS #TB8533068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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