5137 MONTFORD CIRCLE, SPRING HILL, FL, 34606
Active6 days on marketListed Jul 28, 2026MLS #TB8533345
About this home
5137 MONTFORD CIRCLE
Beautifully updated 3-bedroom, 2-bath pool home offering 2,141 sq. ft. of comfortable living! This move-in-ready home features an open floor plan with solid wood cabinetry, a spacious quartz island, updated plumbing, luxury vinyl flooring, fresh interior and exterior paint, and an electric fireplace. Step outside to your screened pool and spa with a covered lanai perfect for relaxing or entertaining. Major updates include a 2021 HVAC, 2025 water heater, roof 5 years old, and a transferable home warranty through July 2027. Conveniently located near shopping, dining, medical facilities. Come see everything this beautiful home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,141
Sqft
0.3 ac
Lot size
2
Garage
1988
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,929 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,929/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Spring Hill actives
$177 vs $194
Days on market
6 vs 29 typical
Where $177/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
215 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 5137 MONTFORD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$435,000
6123 INDIA DRIVE · same community
3 bd · 3 ba · 1,990 sqft · $219/sqft · 158 DOM
Sold · Sep ’25$330,000
6306 INDIA DRIVE · same community
3 bd · 2 ba · 1,932 sqft · $171/sqft · 3 DOM
Sold · Sep ’25$235,000
9303 OAK GROVE STREET · same community
5 bd · 2.5 ba · 2,356 sqft · $100/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5137 MONTFORD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5137 MONTFORD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
5137 MONTFORD CIRCLE FAQs
What would the monthly payment be for 5137 MONTFORD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,929/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5137 MONTFORD CIRCLE?+
The most recent tax bill on record (2025) was $4,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $379,257, this home is listed about 10% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5137 MONTFORD CIRCLE?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,257 runs 35% above the SPRING HILL 34606 median — but at 2,141 sqft it's also 18% larger than the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Spring Hill market that averages 29 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S TRUST REALTY · Eneida Vicario. MLS #TB8533345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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