4404 NE 4TH STREET, OCALA, FL, 34470
Active4 days on marketListed Jul 29, 2026MLS #TB8533469
About this home
4404 NE 4TH STREET
Updated Villa Retreat. This beautifully updated 2-bedroom, 2-bath villa with den offers the ideal low-maintenance lifestyle in a desirable community. Freshly painted throughout with all new stainless steel appliances, washer/dryer, gas logs, window coverings, lighting, and carpet, this home is move-in ready and showcases a designer feel at every turn. Step inside to discover an open living layout with soaring vaulted ceilings, elegant trim accents, and warm earth-tone wood tile flooring that flows seamlessly throughout the main living areas. The light-filled interior is anchored by a cozy gas fireplace, creating a welcoming space perfect for relaxing or entertaining. The well-appointed kitchen features a convenient keeping area, abundant storage, and flows effortlessly into the living spaces. Both bedrooms provide generous space, including a primary suite with a walk-in closet. A versatile den provides flexible options as a home office, guest space, or hobby room. Outside, enjoy Florida living at its finest with a screened porch overlooking the lush, fenced backyard and a dedicated grilling patio—ideal for morning coffee or evening cookouts. Additional highlights include a 2-car garage and exceptional storage throughout. Priced to sell with a remarkably low HOA fee of just $31 monthly, this villa is perfect for those who are looking to downsize without sacrificing comfort, style, or location. Don’t miss this turnkey opportunity!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,657
Sqft
0.12 ac
Lot size
2
Garage
1993
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,570 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,570/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+65.6%
$/sqft vs Ocala actives
$211 vs $184
Days on market
4 vs 43 typical
Where $211/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4404 NE 4TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$256,000
545 NE 45TH COURT · same community
3 bd · 2 ba · 1,631 sqft · $157/sqft · 14 DOM
Sold · Jul ’26$318,000
4551 NE 6TH STREET · same community
3 bd · 2 ba · 1,613 sqft · $197/sqft · 6 DOM
Sold · May ’26$295,000
4481 NE 4TH STREET · same community
3 bd · 2 ba · 1,838 sqft · $161/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4404 NE 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4404 NE 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
4404 NE 4TH STREET FAQs
What would the monthly payment be for 4404 NE 4TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,570/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4404 NE 4TH STREET?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4404 NE 4TH STREET?+
The most recent tax bill on record (2025) was $1,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4404 NE 4TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $349,900, this home is listed about 17% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4404 NE 4TH STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 59% above the OCALA 34470 median.
02Fresh on the market
Only 4 days on market in a Ocala market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8533469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 4404 NE 4TH STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Dan to ping you on any price or status change →