Dan Schriver
$330,0004 bd2 ba1,935 sqft$171 /sqft$2,928 /mo all-in ↓

1461 GOLDEN GLOW DRIVE, RUSKIN, FL, 33570

Active2 days on marketListed Aug 5, 2026MLS #TB8533847

Priced 3% below the RUSKIN 33570 medianSingle Family ResidenceSPENCER CRK PH 1

About this home

1461 GOLDEN GLOW DRIVE

Welcome to 1461 Golden Glow Drive, a spacious 4-bedroom, 2-bathroom home offering peaceful water views and a comfortable, easy-living layout. Positioned along a west-facing pond in the Spencer Creek community, the backyard provides a relaxing setting to enjoy Florida sunsets and the natural scenery beyond. The Hartford floor plan features an open main living area designed for everyday living and entertaining. At the center of the home, the kitchen offers light cabinetry, granite countertops, stainless steel appliances, a roomy pantry, and an extended breakfast bar with space for additional seating. Natural light carries throughout the living and dining areas, creating a bright and welcoming atmosphere. The primary bedroom is set apart from the secondary bedrooms and also overlooks the pond, offering a peaceful water view to wake up to each morning. It includes a large walk-in closet and private bathroom with dual sinks and a walk-in shower. Three additional bedrooms and a full guest bathroom provide space for family, guests, a home office, or hobbies. Additional features include an interior laundry room near the garage entrance and a two-car garage with room for vehicles and storage. Outside, the pond-view backyard offers an inviting place to relax, entertain, or simply take in the evening sky. Residents of Spencer Creek enjoy access to a community pool, playground, dog park, basketball court, and open green spaces. The Ruskin area offers convenient access to I-75 and US-41, making travel to MacDill AFB, St. Petersburg, Tampa, Bradenton, and Sarasota easy. With nearby restaurants, shopping, and Gulf beaches just a short drive away, the location combines everyday convenience with plenty of opportunities to enjoy boating, fishing, nature trails, beaches, and the Florida outdoors. The property is also located within a USDA-eligible area, which may provide qualified buyers with a 0% down financing option. Schedule your private showing and experience the space, setting, and sunset pond views this home has to offer.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,935

Sqft

0.12 ac

Lot size

2

Garage

2021

Year built

One

Levels

$171

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorPrivate Entrance · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$13/mo
Taxes (2025)$7,999/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,928 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$667
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$2,928/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$667
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$285KedgeAI estimate $327,798 · range $297K$341K$355K

vs edgeAI estimate

+0.7%

$/sqft vs Ruskin actives

$171 vs $179

Days on market

2 vs 53 typical

Where $171/sqft sits among the 274 Ruskin actives

129 · this home
73
22
12
15
23
$129–176$176–222$222–269$269–316$316–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin

Map of 1461 GOLDEN GLOW DRIVE

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

RUSKIN 33570 — neighborhood snapshot

Population

33,676

Median age

36.7

Median income

$69,048

Median home value

$255,400

Avg household

2.86

Households w/ children

4,421

For the school run

Hillsborough County School District

ElementaryRuskin Elementary School★★★★★
HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$315K$318K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

151 of 274

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the RUSKIN 33570 median. See the full Ruskin market guide →

Paper trail

This home's history

Aug 5, 2026Listed at $330,000 · 2 days on market since
2021Built · SPENCER CRK PH 1

Reality check

What actually sold near 1461 GOLDEN GLOW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1728 FRED IVES STREETSold · Jul ’26

$330,000

1728 FRED IVES STREET · same community

4 bd · 2 ba · 1,935 sqft · $171/sqft · 166 DOM

1735 RIPPLE JADE PLACESold · May ’26

$320,000

1735 RIPPLE JADE PLACE · same community

3 bd · 2 ba · 1,451 sqft · $221/sqft · 125 DOM

1422 16TH AVENUE SESold · Feb ’26

$374,990

1422 16TH AVENUE SE

4 bd · 3 ba · 2,020 sqft · $186/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1461 GOLDEN GLOW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1461 GOLDEN GLOW DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Dan’s phone and CRM.

Straight answers

1461 GOLDEN GLOW DRIVE FAQs

What would the monthly payment be for 1461 GOLDEN GLOW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,928/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1461 GOLDEN GLOW DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1461 GOLDEN GLOW DRIVE?+

The most recent tax bill on record (2025) was $7,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1461 GOLDEN GLOW DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $330,000, this home is listed about 6% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1461 GOLDEN GLOW DRIVE?+

Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Rose Alexander. MLS #TB8533847.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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