
429 2ND STREET S, SAFETY HARBOR, FL, 34695
Active1 days on marketListed Aug 6, 2026MLS #TB8533963
About this home
429 2ND STREET S
Here, downtown isn’t a destination—it’s your neighborhood! Morning coffee on Main Street, dinner at a favorite local restaurant, a sunset stroll to the pier, then home for a swim under the stars! At 429 2nd Street S, the Safety Harbor lifestyle begins just outside your door. Built in 2007 and offering 3,363 square feet, this custom four-bedroom, three-and-a-half-bath home pairs dramatic architecture with a layout that works just as well for quiet mornings as it does for a house full of guests. Ceilings rise from 12 to 24 feet, while eight-inch baseboards, crown moulding, rounded corners, custom doors and wood, tile and luxury vinyl flooring add substance and character. The light-filled great room is anchored by a gas fireplace, and three pocket sliding doors create an easy connection to the lanai and pool. The kitchen offers solid-wood cabinetry, granite counters, stainless steel appliances and generous prep and storage space. A wet bar with beverage and wine refrigeration keeps refreshments close at hand, while the dining room, first-floor study/office and powder room add flexibility to the main living areas. Two primary suites provide options on both levels. The first-floor primary includes an ensuite bath and walk-in closet. Upstairs, the dual-entry staircase opens to a spacious loft that can serve as a media room, office, or additional lounge. The second primary suite pairs a distinctive sunken floor plan with a custom Venetian plaster mural, private full bath and secured storage closet. Two additional bedrooms share a Jack-and-Jill bath. Beyond the pocket sliders, the motorized screen transforms the lanai into a seamless extension of the interior. The private saltwater pool and heated spa feature with custom lighting colors options and a self-cleaning system, creating an inviting retreat by day or night. A covered front porch, mature landscaping and brick-paved parking create a polished downtown presence. Notable improvements include an Entek whole-house water filtration system installed in 2019, the lanai remote-controlled motorized screen added in 2020, a tankless water heater installed in 2021, the first-level A/C replaced in April 2023, new pool system and roof 2023. Additional features include dual-zoned A/C systems, whole-house surge protection, natural gas, a laundry room with utility sink and washer/dryer hook-ups, and an attached two-car, side-entry garage with alley access and dedicated golf-cart space. This home places downtown shops and restaurants, the marina, pier, waterfront parks, and Safety Harbor Resort and Spa only blocks away. Come experience a home that makes the most of its remarkable location! Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,363
Sqft
0.11 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$416
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,358 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,358/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs Safety Harbor actives
$416 vs $325
Days on market
1 vs 62 typical
Where $416/sqft sits among the 91 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
57 of 91
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 133% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 429 2ND STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,100,000
323 2ND STREET S · same community
4 bd · 3 ba · 2,898 sqft · $380/sqft · 70 DOM
Sold · Nov ’25$1,388,000
3333 SAN JOSE STREET
3 bd · 4 ba · 3,552 sqft · $391/sqft · 13 DOM
Sold · Mar ’26$1,175,000
1790 MAIN STREET
4 bd · 4 ba · 3,123 sqft · $376/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 429 2ND STREET S — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 429 2ND STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
429 2ND STREET S FAQs
What would the monthly payment be for 429 2ND STREET S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,358/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 429 2ND STREET S?+
The most recent tax bill on record (2025) was $13,424. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 429 2ND STREET S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $1,400,000, this home is listed about 125% above the Safety Harbor median of $622,450. The market section on this page shows how the area is trending.
Which schools are assigned to 429 2ND STREET S?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,400,000 runs 133% above the SAFETY HARBOR 34695 median — but at 3,363 sqft it's also 66% larger than the typical Safety Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Safety Harbor market that averages 62 — if it fits, move quickly.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Jodi Avery. MLS #TB8533963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Safety Harbor homes, in your inbox
Like 429 2ND STREET S but not quite? A daily digest of every new listing in Safety Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Dan to ping you on any price or status change →

