
3221 SE 10TH AVENUE, CAPE CORAL, FL, 33904
Active5 days on marketListed Aug 3, 2026MLS #TB8534723
About this home
3221 SE 10TH AVENUE
The waterfront lifestyle you've been dreaming of begins here, where timeless coastal elegance, extensive upgrades, and exceptional Gulf access come together to create the ultimate boater's paradise. Perfectly positioned on a wide Gulf Access canal, only 15 minutes to open water, this beautifully updated residence offers an effortless blend of luxury, comfort, and Florida waterfront living. From the moment you arrive, the home's manicured tropical landscaping, custom paver driveway, fresh exterior paint, and stately architectural design create an unforgettable first impression. Inside, an inviting open floor plan is enhanced by neutral coastal finishes, expansive living spaces, elegant tile flooring throughout, and abundant natural light that perfectly complements the home's relaxed waterfront ambiance. Designed for both everyday living and entertaining, the spacious kitchen features granite countertops, stainless steel appliances, abundant cabinetry, and generous prep space. Large pocketing glass doors create a true indoor-outdoor lifestyle, opening directly to the covered lanai where breathtaking canal views become the backdrop for every gathering. Offering two luxurious primary suites, this thoughtfully designed floor plan provides exceptional flexibility for owners and guests alike. Spacious bedrooms, beautifully maintained bathrooms, dedicated office space, and multiple living areas ensure comfort and privacy throughout. Step outside to your own private waterfront retreat. A new pool cage with a frameless picture screen showcases uninterrupted water views while protecting the expansive brick paver lanai. Relax in the sparkling heated pool and spa, entertain under the covered outdoor living area with convenient roll-down hurricane screens, or enjoy evening cocktails beside the custom waterfront tiki bar as spectacular Southwest Florida sunsets reflect across the canal. For boating enthusiasts, this property truly stands apart. The composite dock is equipped with two 10,000-pound boat lifts, providing the perfect setup for multiple vessels while offering quick Gulf access with just one 11-foot bridge. Whether you're spending the day fishing, island hopping, or cruising to waterfront restaurants, every adventure begins right from your backyard. Additional highlights include multi-zone outdoor entertaining spaces, custom landscaping, an oversized garage, updated finishes throughout, and the rare advantage of being outside of a flood zone, providing added peace of mind. Ideally located in one of Cape Coral's most desirable waterfront neighborhoods, you're just minutes from Cape Harbor, Tarpon Point Marina, downtown Cape Coral, waterfront dining, shopping, entertainment, and some of Southwest Florida's finest boating destinations.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,410
Sqft
0.23 ac
Lot size
2
Garage
1984
Year built
One
Levels
$352
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,015 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,015/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs CAPE CORAL
$352 vs $246
Days on market
5 vs 50 typical
Where $352/sqft sits among the 149 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33904 — neighborhood snapshot
Population
32,925
Median age
58.6
Median income
$66,933
Median home value
$347,100
Avg household
2.21
Households w/ children
1,918
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
52 of 149
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 3221 SE 10TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$418,000
239 SW 24TH PLACE · same community
4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Sold · Dec ’25$610,000
3913 SE 19TH AVENUE · same community
4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3221 SE 10TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3221 SE 10TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
3221 SE 10TH AVENUE FAQs
What would the monthly payment be for 3221 SE 10TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,015/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3221 SE 10TH AVENUE?+
The most recent tax bill on record (2025) was $11,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3221 SE 10TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $849,000, this home is listed about 92% above the Cape Coral median of $441,200. The market section on this page shows how the area is trending.
Which schools are assigned to 3221 SE 10TH AVENUE?+
Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,000 runs 85% above the CAPE CORAL 33904 median — but at 2,410 sqft it's also 32% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Cape Coral market that averages 50 — if it fits, move quickly.
04Strong assigned schools
Pelican Elementary School, Cape Coral High School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Heather Porrett. MLS #TB8534723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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