Dan Schriver
$849,0004 bd3 ba2,410 sqft$352 /sqft$6,015 /mo all-in ↓

3221 SE 10TH AVENUE, CAPE CORAL, FL, 33904

Active5 days on marketListed Aug 3, 2026MLS #TB8534723

WaterfrontPrivate poolSingle Family ResidenceCAPE CORAL

About this home

3221 SE 10TH AVENUE

The waterfront lifestyle you've been dreaming of begins here, where timeless coastal elegance, extensive upgrades, and exceptional Gulf access come together to create the ultimate boater's paradise. Perfectly positioned on a wide Gulf Access canal, only 15 minutes to open water, this beautifully updated residence offers an effortless blend of luxury, comfort, and Florida waterfront living. From the moment you arrive, the home's manicured tropical landscaping, custom paver driveway, fresh exterior paint, and stately architectural design create an unforgettable first impression. Inside, an inviting open floor plan is enhanced by neutral coastal finishes, expansive living spaces, elegant tile flooring throughout, and abundant natural light that perfectly complements the home's relaxed waterfront ambiance. Designed for both everyday living and entertaining, the spacious kitchen features granite countertops, stainless steel appliances, abundant cabinetry, and generous prep space. Large pocketing glass doors create a true indoor-outdoor lifestyle, opening directly to the covered lanai where breathtaking canal views become the backdrop for every gathering. Offering two luxurious primary suites, this thoughtfully designed floor plan provides exceptional flexibility for owners and guests alike. Spacious bedrooms, beautifully maintained bathrooms, dedicated office space, and multiple living areas ensure comfort and privacy throughout. Step outside to your own private waterfront retreat. A new pool cage with a frameless picture screen showcases uninterrupted water views while protecting the expansive brick paver lanai. Relax in the sparkling heated pool and spa, entertain under the covered outdoor living area with convenient roll-down hurricane screens, or enjoy evening cocktails beside the custom waterfront tiki bar as spectacular Southwest Florida sunsets reflect across the canal. For boating enthusiasts, this property truly stands apart. The composite dock is equipped with two 10,000-pound boat lifts, providing the perfect setup for multiple vessels while offering quick Gulf access with just one 11-foot bridge. Whether you're spending the day fishing, island hopping, or cruising to waterfront restaurants, every adventure begins right from your backyard. Additional highlights include multi-zone outdoor entertaining spaces, custom landscaping, an oversized garage, updated finishes throughout, and the rare advantage of being outside of a flood zone, providing added peace of mind. Ideally located in one of Cape Coral's most desirable waterfront neighborhoods, you're just minutes from Cape Harbor, Tarpon Point Marina, downtown Cape Coral, waterfront dining, shopping, entertainment, and some of Southwest Florida's finest boating destinations.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,410

Sqft

0.23 ac

Lot size

2

Garage

1984

Year built

One

Levels

$352

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$11,469/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,015 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$956
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$6,015/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$956
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $849K
$765KedgeAI estimate $920,883 · range $797K$1.2M$1.3M

vs edgeAI estimate

−7.8%

$/sqft vs CAPE CORAL

$352 vs $246

Days on market

5 vs 50 typical

Where $352/sqft sits among the 149 homes for sale in CAPE CORAL

58
35
16
20 · this home
9
11
$175–229$229–283$283–337$337–391$391–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 3221 SE 10TH AVENUE

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33904 — neighborhood snapshot

Population

32,925

Median age

58.6

Median income

$66,933

Median home value

$347,100

Avg household

2.21

Households w/ children

1,918

For the school run

Lee County School District

ElementaryPelican Elementary School★★★★★
HighCape Coral High School★★★★★
ElementaryCape Elementary School★★★★★
MiddleGulf Middle School★★★★★
ElementaryGulf Elementary School★★★★
HighIda S. Baker High School★★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.4 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

52 of 149

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $849,000 · 5 days on market since
1984Built · CAPE CORAL

Reality check

What actually sold near 3221 SE 10TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

239 SW 24TH PLACESold · Dec ’25

$418,000

239 SW 24TH PLACE · same community

4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM

5320 SW 3RD AVENUESold · Nov ’25

$1,150,000

5320 SW 3RD AVENUE · same community

3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM

3913 SE 19TH AVENUESold · Dec ’25

$610,000

3913 SE 19TH AVENUE · same community

4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3221 SE 10TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3221 SE 10TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Dan’s phone and CRM.

Straight answers

3221 SE 10TH AVENUE FAQs

What would the monthly payment be for 3221 SE 10TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,015/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3221 SE 10TH AVENUE?+

The most recent tax bill on record (2025) was $11,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3221 SE 10TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $849,000, this home is listed about 92% above the Cape Coral median of $441,200. The market section on this page shows how the area is trending.

Which schools are assigned to 3221 SE 10TH AVENUE?+

Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$849,000 runs 85% above the CAPE CORAL 33904 median — but at 2,410 sqft it's also 32% larger than the typical Cape Coral listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Cape Coral market that averages 50 — if it fits, move quickly.

04Strong assigned schools

Pelican Elementary School, Cape Coral High School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE KEYES COMPANY · Heather Porrett. MLS #TB8534723.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Cape Coral homes, in your inbox

Like 3221 SE 10TH AVENUE but not quite? A daily digest of every new listing in Cape Coral — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Dan to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 8, 2026 at 5:08 PM UTC. The listing information on this page last changed on August 8, 2026 at 5:08 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 8, 2026 at 5:08 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 8, 2026 at 5:08 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

3221 SE 10TH AVENUE, CAPE CORAL, FL — 4 Bed, 3 Bath — $849,000 | CENTURY 21 Edge