5092 BEACH DRIVE SE UNIT A, ST PETERSBURG, FL, 33705
Active3 days on marketListed Aug 7, 2026MLS #TB8536492
About this home
5092 BEACH DRIVE SE UNIT A
Welcome to your waterfront oasis in beautiful Saint Petersburg, FL! This ground floor unit boasts direct views of the canal which leads out to the stunning waters of Tampa Bay. Enjoy your morning coffee on the private fenced-in patio. Inside, you'll find a spacious bedroom with attached bathroom, a great room with a dinette, and a galley style kitchen with convenient washer/dryer combo unit. The gated resort-style community offers exclusive access to amenities such as a fishing dock, two pools, fitness center, volleyball, tennis, basketball and pickleball courts, shuffleboard, horseshoes and more. And the best part? This home comes fully furnished, making it the perfect turnkey option for those seeking a hassle-free move. Don't miss your chance to live in this picturesque location and experience the ultimate waterfront lifestyle within a short distance from Downtown St Pete.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
562
Sqft
1979
Year built
One
Levels
$383
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,483 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,483/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs WATERSIDE AT COQUINA KEY SOUTH
$383 vs $374
Days on market
3 vs 57 typical
Where $383/sqft sits among the 26 homes for sale in WATERSIDE AT COQUINA KEY SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
17 of 26
WATERSIDE AT COQUINA KEY SOUTH have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5092 BEACH DRIVE SE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$200,000
5215 COQUINA KEY DRIVE SE UNIT A · same community
1 bd · 1 ba · 562 sqft · $356/sqft · 113 DOM
Sold · Apr ’26$190,000
4827 COQUINA KEY DRIVE SE UNIT B · same community
1 bd · 1 ba · 562 sqft · $338/sqft · 178 DOM
Sold · Apr ’26$234,000
5011 STARFISH DRIVE SE UNIT C · same community
1 bd · 1 ba · 562 sqft · $416/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5092 BEACH DRIVE SE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5092 BEACH DRIVE SE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
5092 BEACH DRIVE SE UNIT A FAQs
What would the monthly payment be for 5092 BEACH DRIVE SE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,483/mo — principal and interest, the actual property-tax bill, the $627/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5092 BEACH DRIVE SE UNIT A?+
The association fee works out to $627 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5092 BEACH DRIVE SE UNIT A?+
The most recent tax bill on record (2025) was $4,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5092 BEACH DRIVE SE UNIT A?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $215,000, this home is listed about 50% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5092 BEACH DRIVE SE UNIT A?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33705 market on paper
$215,000 is 26% below the ST PETERSBURG 33705 median of $290,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $627/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 3 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tammi Johnston. MLS #TB8536492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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