1008 GRAY STREET, PLANT CITY, FL, 33563
Active0 days on marketListed Aug 11, 2026MLS #TB8537570
About this home
1008 GRAY STREET
Located at the end of a quiet dead-end street, this 2-bedroom, 1-bath single-family home offers a great opportunity for a homeowner looking for an affordable property or an investor seeking a rental addition to their portfolio. With no hoa and so much privacy, landlords and homeowners will enjoy the peace and carefree southern lifestyle. The home features a 2022 roof and new kitchen cabinets and countertops installed in 2021 with permits. The property is currently livable but does need some additional work, including replacement of portions of the subflooring, giving the next owner an opportunity to make improvements and add their own finishing touches. Enjoy the convenience of being so secluded but still just minutes from Plant City's downtown commercial district, with shopping, dining, entertainment, and everyday amenities nearby. The home is also approximately 4 miles from the famous Florida Strawberry Festival—close enough to enjoy the food, entertainment, and festivities, while still being far enough away to avoid the festival traffic. With its quiet end-of-street location, existing improvements, and potential for further updates, this property could be an excellent fit for an owner-occupant looking for an affordable home or an investor looking for a rental property with upside. Come see the possibilities and make this Plant City property your own!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
884
Sqft
0.24 ac
Lot size
1956
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.8%
Days on market
0 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33563 — neighborhood snapshot
Population
26,313
Median age
37.9
Median income
$56,318
Median home value
$197,500
Avg household
2.62
Households w/ children
2,759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $354K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the PLANT CITY 33563 median. See the full Plant City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1008 GRAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1008 GRAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
1008 GRAY STREET FAQs
What would the monthly payment be for 1008 GRAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1008 GRAY STREET?+
The most recent tax bill on record (2025) was $1,782. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Plant City?+
At $199,000, this home is listed about 50% below the Plant City median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1008 GRAY STREET?+
Burney Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of IMAGINE REALTY LLC · Gregory Greene. MLS #TB8537570.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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