20301 FALLING ROCK DRIVE, LAND O LAKES, FL, 34638
Active170 days on marketListed Feb 18, 2026MLS #W7883146
About this home
20301 FALLING ROCK DRIVE
** NEW PRICE ADJUSTMENT ** Welcome Home to Resort-Style Living in the Heart of Land O’ Lakes! Tucked behind the gates of one of the area’s most sought-after communities, this stunning 4-bedroom, 3-bathroom POOL HOME is the total package — and then some. Situated on a serene pond lot with breathtaking water views, this home has been meticulously updated from head to toe, leaving absolutely nothing for you to do but move in and enjoy. Step inside and immediately notice the fresh, modern feel with brand new luxury vinyl flooring flowing throughout the entire home (2021), complemented by fresh interior paint that gives every room a bright, clean canvas. The updated kitchen is the heart of the home, featuring gorgeous quartz countertops and finishes that will make cooking and entertaining a true pleasure. Both guest bathrooms have been tastefully remodeled, and the laundry room has been completely transformed into a functional and stylish space you’ll actually love spending time in. The peace of mind continues with major mechanical updates already done for you — including a brand new HVAC system (2024), new water heater (2021), newer pool heater (2021), and a new roof coming soon. Whether you’re lounging by your private heated pool overlooking the tranquil pond or taking advantage of the community’s resort-style amenities, every day here feels like a vacation. Beyond the gates, you’ll find yourself perfectly positioned close to top-rated shopping, dining, major highways, and zoned for some of the area’s most highly regarded schools. Land O’ Lakes continues to be one of Tampa Bay’s most desirable addresses, and this home puts you right in the middle of it all. Schedule your private showing today! ** NEW ROOF COMING SOON** Amazing STONEGATE VALUE!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,167
Sqft
0.15 ac
Lot size
2
Garage
2006
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.8%
$/sqft vs Land O Lakes actives
$242 vs $203
Days on market
170 vs 42 typical
Where $242/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
211 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 20301 FALLING ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$410,550
3013 SILVERMILL LOOP · same community
4 bd · 2.5 ba · 2,571 sqft · $160/sqft · 120 DOM
Sold · May ’26$680,000
3400 MARBLE CREST DRIVE · same community
5 bd · 3 ba · 2,998 sqft · $227/sqft · 2 DOM
Sold · Sep ’25$659,200
3033 MARBLE CREST DRIVE · same community
5 bd · 3 ba · 3,000 sqft · $220/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20301 FALLING ROCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20301 FALLING ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
20301 FALLING ROCK DRIVE FAQs
What would the monthly payment be for 20301 FALLING ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,218/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20301 FALLING ROCK DRIVE?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20301 FALLING ROCK DRIVE?+
The most recent tax bill on record (2025) was $6,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20301 FALLING ROCK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $525,000, this home is listed about 25% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20301 FALLING ROCK DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$525,000 runs 42% above the LAND O LAKES 34638 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
170 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $595,000, now $525,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Denise Wooley, PA. MLS #W7883146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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