10914 PENNY GALE LOOP, SAN ANTONIO, FL, 33576
Active4 days on marketListed Jul 27, 2026MLS #W7888014
Come see it
Upcoming open house
Sat, Aug 1
11:00 AM – 2:00 PM
About this home
10914 PENNY GALE LOOP
Discover exceptional value in the highly sought-after Mirada community, home to the nation's largest Metro Lagoon! This beautifully maintained newer-construction home features 3 bedrooms, 2 bathrooms, and a bright, open-concept floor plan that's perfect for everyday living and entertaining. The spacious kitchen showcases modern cabinetry, sleek countertops, a stylish backsplash, stainless steel appliances, and ample storage, flowing seamlessly into the living and dining areas. The private primary suite offers a walk-in closet and an upgraded spa-inspired shower, while the back porch and fully fenced backyard overlook a peaceful pond and tranquil nature views, creating the perfect setting to relax and unwind. Enjoy a true resort lifestyle with HOA amenities that include high-speed ULTRAFi internet, cable, and exclusive access to the stunning 15-acre Crystal Lagoon for swimming, kayaking, paddleboarding, sandy beaches, a floating obstacle course, and year-round community events. You'll also enjoy scenic walking trails, playgrounds, and a dog park. Conveniently located just minutes from I-75, shopping, dining, and downtown Tampa, this home offers the perfect combination of comfort, convenience, beautiful pond views, and resort-style living. Don't miss your opportunity to make it yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,510
Sqft
0.15 ac
Lot size
2
Garage
2021
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,932 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,932/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs San Antonio actives
$219 vs $200
Days on market
4 vs 57 typical
Where $219/sqft sits among the 148 San Antonio actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $352K
San Antonio median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
90 of 148
San Antonio actives have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 10914 PENNY GALE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$300,000
10885 PENNY GALE LOOP · same community
4 bd · 2.5 ba · 2,260 sqft · $133/sqft · 80 DOM
Sold · Aug ’25$269,900
32062 GRIFFIN SANDS LANE
2 bd · 2 ba · 1,616 sqft · $167/sqft · 31 DOM
Sold · Jul ’25$264,900
32056 GRIFFIN SANDS LANE
2 bd · 2 ba · 1,616 sqft · $164/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10914 PENNY GALE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10914 PENNY GALE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
10914 PENNY GALE LOOP FAQs
What would the monthly payment be for 10914 PENNY GALE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,932/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10914 PENNY GALE LOOP?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10914 PENNY GALE LOOP?+
The most recent tax bill on record (2025) was $7,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10914 PENNY GALE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in San Antonio?+
At $330,000, this home is listed about 5% below the San Antonio median of $347,925. The market section on this page shows how the area is trending.
Which schools are assigned to 10914 PENNY GALE LOOP?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BE3 · Carla Card. MLS #W7888014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New San Antonio homes, in your inbox
Like 10914 PENNY GALE LOOP but not quite? A daily digest of every new listing in San Antonio — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Dan to ping you on any price or status change →