10709 W HALLS RIVER ROAD, HOMOSASSA, FL, 34448
Active7 days on marketListed Aug 6, 2026MLS #W7888311
About this home
10709 W HALLS RIVER ROAD
Step into the charm of Old Homosassa with this beautifully updated Florida Cracker style waterfront home. Situated on three lots, this unique property offers endless possibilities, whether you're looking for a primary residence, vacation retreat, or investment opportunity. The home features 3 bedrooms, 2 bathrooms, an inviting front porch lanai, and tasteful updates throughout, including new appliances. Classic Old Florida character blends seamlessly with modern conveniences, creating a warm and welcoming atmosphere. Boaters and nature lovers will appreciate the direct access to both the Homosassa River and the Gulf, making it easy to enjoy fishing, scalloping, kayaking, and waterfront dining. With two additional buildable lots included, the property offers exceptional flexibility for future development, guest accommodations, or long-term investment potential. Rarely does a property combine waterfront living, Old Florida charm, and development opportunities in such a desirable location. Come experience the beauty and lifestyle that make Homosassa one of Florida's most treasured waterfront communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,176
Sqft
0.22 ac
Lot size
1971
Year built
One
Levels
$440
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,624 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,624/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+110.7%
$/sqft vs Homosassa actives
$440 vs $174
Days on market
7 vs 63 typical
Where $440/sqft sits among the 223 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
114 of 223
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10709 W HALLS RIVER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$180,000
2333 Indian River Boulevard # 502, Vero Beach FL 32960 · same community
2 bd · 2 ba · 1,076 sqft · $167/sqft · 72 DOM
Sold · Dec ’25$298,000
13 ST. RIVERVIEW UNIT P-7 · same community
3 bd · 2 ba · 1,300 sqft · $229/sqft · 9 DOM
Sold · Nov ’25$234,000
2333 Indian River Boulevard # 404, Vero Beach FL 32960 · same community
3 bd · 3 ba · 1,335 sqft · $175/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10709 W HALLS RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10709 W HALLS RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
10709 W HALLS RIVER ROAD FAQs
What would the monthly payment be for 10709 W HALLS RIVER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,624/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10709 W HALLS RIVER ROAD?+
The most recent tax bill on record (2025) was $2,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $518,000, this home is listed about 49% above the Homosassa median of $347,700. The market section on this page shows how the area is trending.
Which schools are assigned to 10709 W HALLS RIVER ROAD?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$518,000 runs 135% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Homosassa market that averages 63 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Joshua Burbank. MLS #W7888311.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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