8821 SW 82ND COURT ROAD, OCALA, FL, 34481
Active270 days on marketListed Nov 17, 2025MLS #OM713686
About this home
8821 SW 82ND COURT ROAD
Experience refined Florida living in this beautifully enhanced Extended Sterling model, perfectly positioned in the highly sought-after Candler Hills neighborhood of the award-winning On Top of the World community. Tucked at the end of a quiet cul-de-sac, this elegant residence offers exceptional privacy with no neighbors behind, serene views of a peaceful retention area, and partial golf course vistas that create a truly elevated backdrop. Inside, the home features 3 spacious bedrooms, 2 bathrooms, and a versatile flex room, ideal for an office, den, or creative space. The thoughtful layout showcases luxury vinyl plank and tile flooring throughout—no carpet anywhere—ensuring both beauty and practicality. A solar tube brings in abundant natural light, enhancing the home’s warm and welcoming ambiance. The chef-inspired kitchen and adjoining living spaces flow seamlessly into the expansive screened lanai, where you can enjoy tranquil mornings and breathtaking sunsets. Step outside onto the paver patio—a perfect setting for outdoor dining, gatherings, or simply relaxing in your private oasis. Additional upgrades include: New roof (2023), Added cabinetry in the laundry room for extra storage, Extended and widened driveway providing ample parking. Oversized 2-car garage. Located close to shopping, dining, and all the world-class amenities that On Top of the World is known for, this home blends luxury, comfort, and unmatched convenience. A rare opportunity to own a beautifully enhanced, private-view home in one of the most desirable sections of OTOW.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,420
Sqft
0.33 ac
Lot size
2
Garage
2006
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,423 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs Ocala actives
$161 vs $185
Days on market
270 vs 54 typical
Where $161/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
184 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8821 SW 82ND COURT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$230,000
8536 SW 82ND TERRACE · same community
3 bd · 2 ba · 1,701 sqft · $135/sqft · 5 DOM
Sold · Apr ’26$310,000
10120 SW 71ST COURT
3 bd · 2 ba · 2,353 sqft · $132/sqft · 1 DOM
Sold · Aug ’26$350,000
10170 SW 78 COURT
4 bd · 2 ba · 2,350 sqft · $149/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8821 SW 82ND COURT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8821 SW 82ND COURT ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
8821 SW 82ND COURT ROAD FAQs
What would the monthly payment be for 8821 SW 82ND COURT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,423/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8821 SW 82ND COURT ROAD?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8821 SW 82ND COURT ROAD?+
The most recent tax bill on record (2024) was $5,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8821 SW 82ND COURT ROAD?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $390,000, this home is listed about 30% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8821 SW 82ND COURT ROAD?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$390,000 runs 68% above the OCALA 34481 median — but at 2,420 sqft it's also 41% larger than the typical Ocala listing.
02Time on market is leverage
270 days on market against a Ocala median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $415,000, now $390,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OAK & SAGE REALTY LLC · Cynthia Wojciechowski. MLS #OM713686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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