Dan Schriver
$514,9003 bd2 ba2,283 sqft$226 /sqft$4,312 /mo all-in ↓

8616 SW 82ND TERRACE, OCALA, FL, 34481

Active10 days on marketListed Jul 24, 2026MLS #OM729080

Private poolSingle Family ResidenceCANDLER HILLS EAST PH 01 UN B

Come see it

Upcoming open house

Sun, Aug 16

2:00 PM – 4:00 PM

About this home

8616 SW 82ND TERRACE

Virtually Staged. Pool home in Candler Hills home a highly sought-after On Top of the World 55+ community, where comfort, elegance, and resort-style living come together. This beautifully maintained residence features a spacious layout with a formal living room, formal family room, formal dining room, and a private den, providing plenty of space for entertaining or relaxing. Soaring 10-foot ceilings, tray ceilings, crown molding, plantation shutters, ceiling fans throughout, and an abundance of natural light create a bright and inviting atmosphere. The kitchen is designed for both functionality and style, showcasing beautiful Zodiac countertops, maple wood cabinetry, Corian accents, convenient countertop outlets, a Samsung stainless steel refrigerator, and Whirlpool appliances including the range, microwave, and dishwasher. The adjacent laundry room is equally impressive with maple wood cabinetry and a large LG washer and dryer. The spacious primary suite is a true retreat with dual walk-in closets, a luxurious en-suite bathroom featuring Corian double vanities with upgraded Delta faucets, a Jacuzzi soaking tub, a separate tiled walk-in shower, a private water closet, and a linen closet. Guest bedrooms feature oversized and double closets, while the guest bathroom includes tile finishes and a skylight that fills the space with natural sunlight. Step outside to your own private screened-in pool, resurfaced just eight years ago and in excellent condition. The pool is heated efficiently with **owned, free-and-clear solar panels**, and the pool motherboard was replaced in 2023 for added peace of mind. The outdoor space also includes a movable marble bar, a Sam's Club grill, and plenty of room to entertain family and friends year-round. Also, you have a 2+ car garage with a garage for your golf cart as well! Additional upgrades include a new roof (2023), hot water heater (2024), Hunter wireless sprinkler system (2024), a gas fireplace with an electric insert, a roll-away screen in the primary bedroom, a spacious two-car garage with an additional golf cart bay, and extra built-in cabinetry for exceptional storage. Enjoy everything On Top of the World has to provide, including golf courses, resort-style pools, fitness centers, pickleball and tennis courts, walking trails, clubs, social activities, and countless amenities, all while being conveniently located near shopping, dining, medical facilities, and everything Ocala has to provide. This meticulously maintained home is a rare opportunity to own a move-in-ready property with outstanding upgrades and a private backyard oasis.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,283

Sqft

0.28 ac

Lot size

2

Garage

2006

Year built

One

Levels

$226

Per sqft

Private poolFireplaceNegotiable55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorBalcony · Garden · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$366/mo
Taxes (2025)$6,322/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,312 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,031
FHA mortgage insurance (est.)$228
Property tax — 2025 actual bill$527
HOA fee — from the listing$366
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,022Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,022
Interest rate6.00%
Loan term

Estimated payment

$4,312/mo

Principal & interest$3,031
FHA mortgage insurance (est.)$228
Property taxes (actual bill)$527
HOA / condo fee$366
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $515K
$323KedgeAI estimate $478,262 · range $337K$723K$752K

vs edgeAI estimate

+7.7%

$/sqft vs Ocala actives

$226 vs $184

Days on market

10 vs 43 typical

Where $226/sqft sits among the 400 Ocala actives

135
162
56 · this home
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 8616 SW 82ND TERRACE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

147 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 120% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $514,900 · 10 days on market since
2006Built · CANDLER HILLS EAST PH 01 UN B

Reality check

What actually sold near 8616 SW 82ND TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8536 SW 82ND TERRACESold · Feb ’26

$230,000

8536 SW 82ND TERRACE · same community

3 bd · 2 ba · 1,701 sqft · $135/sqft · 5 DOM

7150 SW 99TH STREETSold · Oct ’25

$640,000

7150 SW 99TH STREET

4 bd · 3 ba · 2,185 sqft · $293/sqft · 44 DOM

9871 SW 88TH TERRACE UNIT FSold · Dec ’25

$122,500

9871 SW 88TH TERRACE UNIT F

2 bd · 2.5 ba · 1,982 sqft · $62/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8616 SW 82ND TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8616 SW 82ND TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

8616 SW 82ND TERRACE FAQs

What would the monthly payment be for 8616 SW 82ND TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,312/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8616 SW 82ND TERRACE?+

The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8616 SW 82ND TERRACE?+

The most recent tax bill on record (2025) was $6,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8616 SW 82ND TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $514,900, this home is listed about 72% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8616 SW 82ND TERRACE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Donato Scarcello. MLS #OM729080.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ocala homes, in your inbox

Like 8616 SW 82ND TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Dan to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 11:20 AM UTC. The listing information on this page last changed on August 3, 2026 at 11:20 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 11:20 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 11:20 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.