
8616 SW 82ND TERRACE, OCALA, FL, 34481
Active10 days on marketListed Jul 24, 2026MLS #OM729080
Come see it
Upcoming open house
Sun, Aug 16
2:00 PM – 4:00 PM
About this home
8616 SW 82ND TERRACE
Virtually Staged. Pool home in Candler Hills home a highly sought-after On Top of the World 55+ community, where comfort, elegance, and resort-style living come together. This beautifully maintained residence features a spacious layout with a formal living room, formal family room, formal dining room, and a private den, providing plenty of space for entertaining or relaxing. Soaring 10-foot ceilings, tray ceilings, crown molding, plantation shutters, ceiling fans throughout, and an abundance of natural light create a bright and inviting atmosphere. The kitchen is designed for both functionality and style, showcasing beautiful Zodiac countertops, maple wood cabinetry, Corian accents, convenient countertop outlets, a Samsung stainless steel refrigerator, and Whirlpool appliances including the range, microwave, and dishwasher. The adjacent laundry room is equally impressive with maple wood cabinetry and a large LG washer and dryer. The spacious primary suite is a true retreat with dual walk-in closets, a luxurious en-suite bathroom featuring Corian double vanities with upgraded Delta faucets, a Jacuzzi soaking tub, a separate tiled walk-in shower, a private water closet, and a linen closet. Guest bedrooms feature oversized and double closets, while the guest bathroom includes tile finishes and a skylight that fills the space with natural sunlight. Step outside to your own private screened-in pool, resurfaced just eight years ago and in excellent condition. The pool is heated efficiently with **owned, free-and-clear solar panels**, and the pool motherboard was replaced in 2023 for added peace of mind. The outdoor space also includes a movable marble bar, a Sam's Club grill, and plenty of room to entertain family and friends year-round. Also, you have a 2+ car garage with a garage for your golf cart as well! Additional upgrades include a new roof (2023), hot water heater (2024), Hunter wireless sprinkler system (2024), a gas fireplace with an electric insert, a roll-away screen in the primary bedroom, a spacious two-car garage with an additional golf cart bay, and extra built-in cabinetry for exceptional storage. Enjoy everything On Top of the World has to provide, including golf courses, resort-style pools, fitness centers, pickleball and tennis courts, walking trails, clubs, social activities, and countless amenities, all while being conveniently located near shopping, dining, medical facilities, and everything Ocala has to provide. This meticulously maintained home is a rare opportunity to own a move-in-ready property with outstanding upgrades and a private backyard oasis.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,283
Sqft
0.28 ac
Lot size
2
Garage
2006
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,312 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,312/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs Ocala actives
$226 vs $184
Days on market
10 vs 43 typical
Where $226/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8616 SW 82ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$230,000
8536 SW 82ND TERRACE · same community
3 bd · 2 ba · 1,701 sqft · $135/sqft · 5 DOM
Sold · Oct ’25$640,000
7150 SW 99TH STREET
4 bd · 3 ba · 2,185 sqft · $293/sqft · 44 DOM
Sold · Dec ’25$122,500
9871 SW 88TH TERRACE UNIT F
2 bd · 2.5 ba · 1,982 sqft · $62/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8616 SW 82ND TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8616 SW 82ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
8616 SW 82ND TERRACE FAQs
What would the monthly payment be for 8616 SW 82ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,312/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8616 SW 82ND TERRACE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8616 SW 82ND TERRACE?+
The most recent tax bill on record (2025) was $6,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8616 SW 82ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $514,900, this home is listed about 72% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8616 SW 82ND TERRACE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Donato Scarcello. MLS #OM729080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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